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Simple living in the country - back to basics

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Comments

  • rtandon27
    rtandon27 Posts: 6,284 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope you managed to get some shut-eye in the end!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • KajiKita
    KajiKita Posts: 9,103 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you managed to be warm, actually sleep and are feeling a bit brighter today. 

    Have a 🌞 to warm you as well 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • themadvix
    themadvix Posts: 9,333 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope you're feeling a bit better this morning Cheery. I was cold in the night too, but not enough to do anything about it, so just didn't sleep well 🙄
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 9,333 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh yes, I do that far too often!!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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