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Simple living in the country - back to basics
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Intriguing! Mr MV had a jacket with that stuff as a lining - it was very toasty.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Cheery - I know you said 'don't ask'...
...but WHY?4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
My guess was for the 70s themed party6
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Indeed. Mr Cheery does like to go all out with fancy dress, and this often involves me in some ridiculous sewing capers. He's currently outside spray painting some boots silver 😂 I think he's going to do a pair if mine too - I was going to get away with minimal fancy dress but apparently not 🙄😂Ramouth said:My guess was for the 70s themed party6 -
😂😂😂 having seen a photo of the boots I can confirm to all that they look very fabulous indeed!
hope the seed sowing and the partying all went wonderfully, even if the sewing was a bit of a challenge!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Ooh - ABBA fancy dress for the 70s party?I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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Or any Glam Rock band of the early seventies (Mark Bolan who I thought just beautiful back in the day)
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It was indeed Marc Bolan rather than Abba 😂 Here's a sneaky pic which I may remove later as he's quite identifiable if you even vaguely know him, even without his face 😂
We had an utterly charming evening, even if it was mostly only us and our immediate group of friends who were proper glittery 😂😂
Spent a bit, but not loads. One round of coffee/crisps in the pub with our other friends on the way (£17), then at the event I think we spent about £20. Got a lift back to friend's house, and now I'm the only one up 😂
No particular plans for today. It's my last day off work. Want to get more of the seeds sown in the field before the cold properly sets in, and need to return the house to some state of normality after yesterday's nonsense - there are clothes and sewing accoutrements everywhere, and we just walked out and shut the door on it all 🙈
Ooh, my final item sold on Vinted yesterday! Very pleased. So I'll need to get that parcelled up today and check where it needs to be sent from - hopefully the same place as the other one and I can do it Tuesday morning. That's £11.50 in just a few days - I can see this being an effective way of finally making me get rid of lots of clothes that don't fit any more.9 -
That outfit looks fabulous! I love a dress up party
your Vinted sales are inspiring me !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4
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