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Simple living in the country - back to basics

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  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
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    Wow, that's very impressive! Mr Cheery managed £30+ for a couple of months, but his December was as pitiful as mine 🙄 Hoping mine will improve when I get my laptop back, and hopefully that will nudge him too! 
  • Elisheba
    Elisheba Posts: 1,786 Forumite
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    Almost £30 from Prolific for me this month.  Some of that was left over from the month before, and there were a couple of £5 odd ones over Xmas which only took 10 minutes so I was able to do them.  I must remember to open it and do them on coffee and lunch breaks!
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • rtandon27
    rtandon27 Posts: 5,667 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Managed to get a whole 60p in Prolific Surveys today - OH is up to a few pounds, I think they might 'need' his demographic more than mine 🤣

    I did check back and realized that Pinecone had granted me 3gbp in Nov and 3gbp in Dec - it's such a faff to cash out through the third party, but 6 in my account is better than sitting on the account as 'points' 😁
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pinecone ditched me ages ago, didn't let me know, just not had anything from there for years 🙄
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
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    FD regular savers are a bit odd in that they set up the standing order for the regular monthly payment - you can't physically transfer from a current account to that Reg Saver - it's just a case of making sure the money is there in time for it to transfer out.

    Liking the idea of having a specific replacement of income savings pot. I've been toying with the idea of tweaking mine a bit to be honest, and I sort of feel as though perhaps having a specific savings target might be a good goal for us - currently aside from the regular monthly pots everything else just goes to the big pot labelled "long term savings". Hmmm....food for thought! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
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    Food for thought indeed. I felt like everything was going into specific pots and we didn't have a more general one. This gives a specific target and a bit of peace of mind, and also we can, in the future, make it 2 months, or 3 months, or 6 months.

    I had thought my NW regular savers did it automatically, but actually I may have set up those as standing orders myself. We've definitely got the monthly amounts going into the NW current account and then being transferred to the regular saver from there.
  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh, I forgot to tell you a small vexing thing! 

    Mr Cheery had a card in the post from Royal Mail - we have an item with not enough postage, you need to pay £2.50 🙄 There's no way of finding out what it is, or who it's from, and with a lot of hospital referral letters etc flying round at the minute, it seemed wise to pay up.

    Well, today the offending item arrived, and do you know what it was??

    A Christmas card, from a friend he sees quite regularly - a friend who clearly missed the memo about not using stamps without bar codes 🙄 

    I wonder how many cards he sent that people have now had to pay to receive?? 😮

    So if you were wondering what happens if you use an old stamp, now you know 🙄
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Oh, I forgot to tell you a small vexing thing! 

    Mr Cheery had a card in the post from Royal Mail - we have an item with not enough postage, you need to pay £2.50 🙄 There's no way of finding out what it is, or who it's from, and with a lot of hospital referral letters etc flying round at the minute, it seemed wise to pay up.

    Well, today the offending item arrived, and do you know what it was??

    A Christmas card, from a friend he sees quite regularly - a friend who clearly missed the memo about not using stamps without bar codes 🙄 

    I wonder how many cards he sent that people have now had to pay to receive?? 😮

    So if you were wondering what happens if you use an old stamp, now you know 🙄
    Infuriating! Are you going to let the friend know, or just descend on his house with flaming torches? Love Humdinger xx 
  • rtandon27
    rtandon27 Posts: 5,667 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Humdinger1 said:
    ...Infuriating! Are you going to let the friend know, or just descend on his house with flaming torches? Love Humdinger xx 
    🤣🤣🤣 - I vote for the flaming torch, or if that is too extreme, send him a bill for the cost of postage via the post & don't put a stamp on it! 😉
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
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