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Simple living in the country - back to basics

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  • Oh nooooo! Bad timing for delayed parts (as it were!).ย 
    ๐ŸŽ‰ MORTGAGE FREE (First time!) 30/09/2016 ๐ŸŽ‰ And now we go againโ€ฆNew mortgage taken 01/09/23 ๐Ÿก
    Balance as at 01/09/23 = ยฃ115,000.00 Balance as at 31/12/23 = ยฃ112,000.00
    Balance as at 31/08/24 = ยฃ105,400.00 Balance as at 31/12/24 = ยฃ102,500.00
    ยฃ100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Thermostat is now sat at 9 degrees ๐Ÿ™„ That's in the warmest side of the house, but not in this room that I've got the oil heaters in (and the blanket over the doorway).


    We didn't even have central heating til I was 12 - but we did have a gas fire in the living room, and mid terrace that wasn't particularly exposed.ย 

    Oh this fits my memories well. My parents had CH and double glazing installed the year I went to uni. I remember many many blanket layers in bed, and waking up to Jack Frost patterns inside the bedroom windows in the morning. Beautiful swirls and ferns.ย 
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sleep!ย  That's the thing, always works :) enjoy the warmth, too :)ย 
    2023: the year I get to buy a car
  • greenbee
    greenbee Posts: 17,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Being cold is tiring. Get some planning done with Mr Cheery to deal with some of the draughts and make things cozy!
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your adventure ๐Ÿ˜Š๐ŸŽ„
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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