We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Simple living in the country - back to basics
Comments
-
This time round our garage asked us the pay by invoice/bank transfer which we were happy to do. We were delayed paying them as they didn't include any account details 🤣 all sorted now.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
It's £200 now Cheery. It looks as though it might be paid through the electricity providers, however, I think they're struggling with the logistics of how to get it to the right people so don't hold your breath.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living6 -
I don't know why they don't just accept it while you're at the garage BB! 😂
Hey Fortune 😊Not seen you knocking about for a while 😊 Thanks for the info, I hadn't realised that. Certainly won't be holding my breath!
Nice afternoon out pottering around a little market town. Found a new to us cafe too which will likely become our go-to in that town. Didn't actually buy any presents 😂 But we did buy a wall hanging and a little mini set of drawers for us in a charity shop at £5 each 🙄😂
Going to attempt to load some photos onto the new laptop to write a blog post... wish me luck...5 -
Morning chums 😊
Well, I did sort out my photos, although it involved having to download and learn a new photos app as the one that comes with Windows 10 is an appalling mess! I don't even do anything complicated with my pictures, just resize and move between folders, but it was just all over the place.
All sorted now though, but it took a good couple of hours of faffing.
In the office this morning and delighted to get a free parking space not too far away. Dentist at 2pm, and I'm hoping he can do something - I had two bridges fitted a few weeks back and still can't eat on one of them 🙄 No idea what he can do, I've already had antibiotics which made no difference, did a week of anti inflammatories as he suggested, which also didn't help, hope he doesn't have to just take the damn thing off again 🙄
Anyway, before that I need to finish and submit this funding bid!7 -
Fingers crossed for both the dentist AND the funding bid - hopefully both situations will be resolved by the end of today! Must go and have a look at your blog - I've not read it in a while!
I was going to say too - I love your attitude to learning to do stuff. You're far braver at "having a go" than I am although if we do end up with "the house" I may yet have to learn at least some stuff I suspect! (Although we'd be limited with what we COULD actually do ourselves!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Our local garage holds your car keys ransom until you’ve paid, on the day! 😉
I’m glad it’s not just me that ends up with these glitches in my financial tracking. It’s a proper PITA when it happens. Glad you tracked most of it down.Sorry to hear about the dodgy dentistry - nothing more mis than a sore mouth I think. Hope it goes well. 🤞
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well, what a fiasco of a day!
Meant to be going to friend's for tea after work, but had to cancel to get home for the plumber.
Only went to work because I was going to the dentist, otherwise I would have worked at home. But then the dentist called at lunchtime to cancel... YAWN. Can't rearrange til the end of January, that'll be 12 weeks in total of being unable to eat on the left side of my mouth.
Rang friend, and she was in, so I nipped round for a cuppa after lunch so that was actually nice (oh, and I submitted my funding bid, so that was a success!)
Got home for the plumber - boiler had been working since we reset it the other day, and it seemed to be a straightforward fix... but then he turned it off to do the service, and the damn thing won't turn back on again. Tried everything, even got half way home and came back because he thought of something else, but nope. Looks like it needs anew PCB, which is going to be about £300-400. Sigh.
Hey ho, could be worse. I've got the two oil radiators plugged in in the living room, and have stapled a blanket over the doorway to keep the heat in there (there's no door). Have also stapled a blanket over the doorway to the utility room, which is always freezing, so hopefully that will stop the kitchen from getting too freezing. If only we'd managed to hang my beautifully made thermal blinds!
He's going to order the part in the morning, and come back to fit it tomorrow night, so fingers crossed. He also said to try resetting it again in a couple of hours, and it might have at least temporarily got over itself, like it did the other day.
So no teeth sorted, and now no heating either. How very tiresome!
Hoping everything will seem slightly more cheerful after I've had some tea!10 -
Oh blimey! What a frustrating day for you and the worst time to have non-functioning heating! 🥶
Very well done on getting the funding bid finished!! 👏👏👏 That must be such a weight off you 😊
KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
What a frustrating day Cheery. I hope you and Mr Cheery have plans to hang the blinds and deal with the missing doors soon! The difference when my utility room door went back on was phenomenal. I realised I should have done it at least a year earlier!6
-
Blimey, that is SO frustrating.
Good news on the funding bid.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards