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The "Save 12k in 2022" Thread!
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#35 with £1,170 for March. Had to take the kitty to the vet after he picked a fight with Godzilla (our name for the big bad tomcat who invades our garden).
Hoping for a better month in April with no feline disasters.Save 12k in 2014 #55: £2900/6k 48% Save 12k in 2021: £55,533/£55k 101% Save 12k in 2022: £13,600/£12k 113% Save 12k in 2023: £1975/£6k 33%4 -
£4,500 for March, but three grand of that was shares creeping up again after a big fall.
I have spent over £300 on supermarket shopping though. I live alone and I haven’t bought any alcohol or much meat. My usual monthly bill is just under £200; it really does feel that prices are shooting up
Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0005 -
£1700 for Feb, £1900 for march.
60 hour weeks at work - living at home with parents with minimal costs to help us save.
Savings might dry up a bit soon as we are in the process of buying our first time home (well flat) offer accepted, and 3 weeks into mortgage application with property valuation booked for the 4th of April.
Will still report figures, and hope too make overpayments on mortgage from these savings. (122k mortgage fixed for ten years @ 2.59%)122k mortgage started 10th June 2022.
Mortgage overpayments in 2022 - £3515
Mortgage overpayments in 2023 - £6006 -
Been keeping up with my £1000 savings this years. Ditched my two regular savers Santa and 1stDirect in favour of £500 into Premium Bounds. Recon I'll chance it as the interest was so small on those it could no longer see the point.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Reporting -£689 for March.
Figure is negative this month because I had a lovely week's skiing earlier in March, and paid for another mini trip for April, so its nice to know its going to things that make me happy! (holidays)
Few (some big) milestones achieved through March:- Student loan is finally paid off, I was a lucky one in a Type 1 plan. My partner has Type 2 and I know how crazy the sums are!
- Stoozed credit card is paid off in full, as planned which was good!
- Improved the interest rate on emergency fund from 0.84% to 1.5%, every little helps!
"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)6 -
£1522.98 for March, with the caveat that I've been spending out of other savings because I reserved a newbuild house that's due to complete in July.
How I'll deal with that going forward I don't know - at the minute I have designated "deposit" and "fees" pots that costs are coming out of so it's staying separate, but I'm likely to have a quite poor year savings-wise once things really get swinging. (but that's fine, this is what I've been saving for and once house is in with the basics I can start cracking on with long term savings!)
Also - has anyone else dropped off the accumulated totals excel sheet? My 2022 totals are still on there but my 2018-2021 progress has disappeared!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
Dreadful month for savings. Declaring only £250 into my regular saver for no 36. My husbands car was written off earlier on this month by a crazy driver who did not see the traffic coming to a standstill in front of him so wrote off our car and his own due to our tow bar destroying his engine due to him ploughing into us at god knows what speed. My husband and his friends in the car at the time were lucky to come away without injury. We had planned on replacing the car anyway in the next year but still ended up using £14k of our savings in addition to the insurance payout which came really quickly thankfully. We also had two birthdays, mothers day and three weekends away so our holidays and gifts budget and eating out budget went over this month. Of course we have been saving for those things so cannot really grumble as the money was there so much like @Merlin's_Beard we are spending from designated savings at the moment as we had a car replacement pot and pots for gifts, eating out and holidays.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80006 -
Merlin's_Beard said:£1522.98 for March, with the caveat that I've been spending out of other savings because I reserved a newbuild house that's due to complete in July.
How I'll deal with that going forward I don't know - at the minute I have designated "deposit" and "fees" pots that costs are coming out of so it's staying separate, but I'm likely to have a quite poor year savings-wise once things really get swinging. (but that's fine, this is what I've been saving for and once house is in with the basics I can start cracking on with long term savings!)
Also - has anyone else dropped off the accumulated totals excel sheet? My 2022 totals are still on there but my 2018-2021 progress has disappeared!enthusiasticsaver said:Dreadful month for savings. Declaring only £250 into my regular saver for no 36. My husbands car was written off earlier on this month by a crazy driver who did not see the traffic coming to a standstill in front of him so wrote off our car and his own due to our tow bar destroying his engine due to him ploughing into us at god knows what speed. My husband and his friends in the car at the time were lucky to come away without injury. We had planned on replacing the car anyway in the next year but still ended up using £14k of our savings in addition to the insurance payout which came really quickly thankfully. We also had two birthdays, mothers day and three weekends away so our holidays and gifts budget and eating out budget went over this month. Of course we have been saving for those things so cannot really grumble as the money was there so much like @Merlin's_Beard we are spending from designated savings at the moment as we had a car replacement pot and pots for gifts, eating out and holidays.
Most importantly glad to hear that your husband and his friends are okay.I always find those situations very dangerous, especially if the traffic keeps speeding up and down again, like a slinky. I always try to remember to put my hazard lights on in those situations, maybe your husband did but still doesn’t change the fact that the person behind was at fault."If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)4 -
#9 £235 for March, moving house is keeping my real savings low this year3
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Late for February as well, sorry been very busy and have had Covid on top of that.
February total - £961.97
March Total - £1959.00
A much strong March thanks to a pay increase and bonus from work, despite spending a lot on mine and OH's anniversary. I expect it to be the most I save in a month for the rest of the year.
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)4
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