📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Save 12k in 2022" Thread!

Options
1111214161756

Comments

  • geoffers4 said:
    Over £11 million saved!  Wow, I'd missed that milestone in the totaliser spreadsheet:
    What a massive achievement for everyone who has been a part of SlowlyFading's challenge since she started it in 2012.
    I've started adding 2022 into the Totaliser and noticed a few old faces haven't popped-up in 2022 yet - if you know any of the following I wonder if you could let them know where the new thread is please? I worry the latest MSE Forum design tends to bury our thread so new people can't easily find it.

    Missing in 2022?
    ----------------
    Saving since the start - tara747, allie23
    Since 2016 - Karen's girl
    Since 2018 - CavendishWobble, Merlin's Beard, Owen1991, little.squirrel
    Since 2019 - ilselm
    Other regulars - bioboybill, jen49, Floxxie, Sistergold, SandyRa, danby22, frugalandsave, Rachael20, longhill, webjaved

    *waves* I'm here! Am down to save £12k again this year.

    Karen's_girl has also posted and is down for £7000.

    Thank you for keeping up with the totaliser!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Hope everyone is well and SF feeling better.

    After what seemed like 300 days in January, I am incredibly pleased to report £1,000 for January (no.57)
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi 

    I’m declaring at £739 for January.

    I also found out that I had an unexpected pay rise so I’m going to increase my ISA contribution by £50 from next month, and of course I am excited about the additional pension contributions, every little helps! 

    I was lucky on the premium bonds and won £75 so I’m hoping for another nice amount this week and I cashed in my Prolific account as well. 

    I am also saving for a holiday so am excluding savings for that.


    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    geoffers4 said:
    Over £11 million saved!  Wow, I'd missed that milestone in the totaliser spreadsheet:
    What a massive achievement for everyone who has been a part of SlowlyFading's challenge since she started it in 2012.
    I've started adding 2022 into the Totaliser and noticed a few old faces haven't popped-up in 2022 yet - if you know any of the following I wonder if you could let them know where the new thread is please? I worry the latest MSE Forum design tends to bury our thread so new people can't easily find it.

    Missing in 2022?
    ----------------
    Saving since the start - tara747 not seen on the forum since March 2021, allie23 did not update after mid year but was active yesterday
    Since 2016 - Karen's girl
    Since 2018 - CavendishWobble, Merlin's Beard, Owen1991, little.squirrel
    Since 2019 - ilselm
    Other regulars - bioboybill, is around the forum jen49, Floxxie, Sistergold, SandyRa, danby22, frugalandsave, Rachael20, longhill, webjaved

    It feels like I'm stalking, I just click on their profile in a previous post and you can see when they were here and whether they posted
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 8 February 2022 at 1:09AM
    Always late to the party, can I join too please SF with a target of £6k? Already have £1020.00 to start me off  :)
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £299.80 (12/07/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #68 reporting for January £451.67.

    Not the greatest month, but it's a start:) Hoping next month will be better!
    November NSD's - 7
  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unexpected addition of tax refund and a bit of husband's pension drawdown have been added so #14 reporting £6,471.27 this month. Epic, but it won't last.

    DH is drawing down a DC pension over four years, as no longer working for a salary and no state pensions yet - and the first year was emergency taxed. Having submitted his tax return this month there was a tasty little refund due
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • #4 reporting £1,940.18 for January. Didn’t have to withdraw anything this month as I’m still spending my Christmas money which helped as I did go over budget in a few areas but used that instead. 
  • £1950.13 for January - excellent start. Had a big birthday/Christmas gift of money which helped a lot there!

    Decision in principle obtained from a bank, and feeling slightly hopeless when I'm looking at properties though - the ones that were within reach 6 months ago now have asking prices that have rocketed, and seem to be selling for way more than asking price. All I can do is keep plugging away at saving and keep looking, I guess.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.