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2022 Mortgage-Free Wannabes

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  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here with my final OP of 2022, £247.94 please for December, so will take me to £2975.28 as a year total.   

    well done everyone on this years challenge, and good luck for next years, thank you again Julicorn for running the challenge
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..

  • I'm going to aim for £1000 op for the rest of the year. I have an expensive November, but going to do my best!
    #100 reporting in.

    £750 for Dec
    Which brings my total to £1000. Bang on target :)

    I assume there will be a new thread for 2023?
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • #49 reporting an overpayment for December of £1,150, which takes my total overpayments for 2022 to £3,100, which exceeds my target for this year, which was £2,500
    Thanks so much for running this challenge Julicorn - see you all again next year! X
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • No. 8 here: another £233.65 overpaid in December taking December overpayment total to £329.53

    @julicorn  
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • #10 checking in with another overpayment for December of £2,000, bringing my total for the month to £4,000.

    Thanks, julicorn. 
    :) 
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • Morning,
    No.23 here with my last update of the year. 
    Nov - £43
    Dec - £43
    Total for the year - £6537 (hopefully, as maths is not my strong point)
    As always, thank you @julicorn for running this. It definitely keeps me on track.
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • Thanks for sorting this out @julicorn it's so good to see so many people reaching their targets!

    Last update for #30 - £100 in December - YTD £2400

    Thanks 

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • #52 with an additional December OP if £50 (total for month £580.02)
    That should take me just over target for the year
    Thanks x
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • Legs21
    Legs21 Posts: 251 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #71 checking in with my final OP of the year. I forgot to add Novembers overpayment on here but finally hit my target today with a final overpayment of £1350, which added to Novembers £150 overpayment is £1500 😁
    MFW 2022 #71  £4400/£4400
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