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2022 Mortgage-Free Wannabes
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#27 with £110 for December please JulicornMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
Hi Julicorn, Number 69 with a December payment of £800. Thanks as ever 🦄SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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julicorn said:Big apologies everyone that it took me this long to update, November completely ran away from me! I blame all this 'trying to move house' malarky
On the plus side, that means I'm back with a big update: We've just hit the £700k mark! Absolutely amazing work, thank you all so much for posting your updates. Especially well done for those of you who've already hit your target, but even if you're a fair way off, I hope this challenge is still motivating.
I'll post the 2023 thread in the next couple of weeks. I hope many of you sign up to next year's challenge as well, it's always a joy to see how much these overpayments all add up.
All the best for the final month of the yearMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..4 -
#88 here with an overpayment of £200 pleaseMFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters1 -
#35 with a Dec Op of 383.81
Heading to update sig as mortgage now starts with a 7 (yay)!Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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No. 8 here:
Additional £9.44 in October, taking October total to £35.32
November: £25.88
December: £95.88
Thanks!- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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Hi @julicorn, update for December for #90 is overpayment of £999. It's the first time I stuck to a challenge here and I'm really looking forward to the next year and hopefully paying off this mortgage within next couple of years.We took £83795 mortgage in June 2018Left to pay on mortgage: £51821.20Original end date: June 2037Now: September 2033Target: pay off by December 2025Mortgage Free Wannabe 2022 #90 £13000/£11000Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renewsMFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025Love people and use things because the opposite never works1
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Hi All
#2 with over payment for December £500.00.
Thank you Julicorn can I have the same number please for next year 2023 with 5000.00 target please.
Many thanks and well done everyone we have all done extremely well this year.MFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
Hi all
Thank you for keeping me motivated with overpayments this year, not quite made my target but hoping 2023 will be better#36 with December o/p of £140.00. Thank you Juliecorn!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming1 -
anna42hmr said:julicorn said:Big apologies everyone that it took me this long to update, November completely ran away from me! I blame all this 'trying to move house' malarky
On the plus side, that means I'm back with a big update: We've just hit the £700k mark! Absolutely amazing work, thank you all so much for posting your updates. Especially well done for those of you who've already hit your target, but even if you're a fair way off, I hope this challenge is still motivating.
I'll post the 2023 thread in the next couple of weeks. I hope many of you sign up to next year's challenge as well, it's always a joy to see how much these overpayments all add up.
All the best for the final month of the year
🎉🎉
2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
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