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2022 Mortgage-Free Wannabes

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  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £110 for December please Julicorn 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn, Number 69 with a December payment of £800.  Thanks as ever 🦄
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    julicorn said:
    Big apologies everyone that it took me this long to update, November completely ran away from me! I blame all this 'trying to move house' malarky :) 

    On the plus side, that means I'm back with a big update: We've just hit the £700k mark! Absolutely amazing work, thank you all so much for posting your updates. Especially well done for those of you who've already hit your target, but even if you're a fair way off, I hope this challenge is still motivating. 

    I'll post the 2023 thread in the next couple of weeks. I hope many of you sign up to next year's challenge as well, it's always a joy to see how much these overpayments all add up. 

    All the best for the final month of the year <3 
    Thats a great progress from everyone fantastic that we have hit the mark, thanks again for running this challenge again and looking forward to signing up for next years one.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 here with an overpayment of £200 please
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #35 with a Dec Op of 383.81 
    Heading to update sig as mortgage now starts with a 7 (yay)!
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • No. 8 here:

    Additional £9.44 in October, taking October total to £35.32

    November: £25.88

    December: £95.88

    Thanks!
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Martas
    Martas Posts: 36 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn, update for December for #90 is overpayment of £999. It's the first time I stuck to a challenge here and I'm really looking forward to the next year and hopefully paying off this mortgage within next couple of years.
    We took £83795 mortgage in June 2018
    Left to pay on mortgage: £51821.20
    Original end date: June 2037
    Now: September 2033
    Target: pay off by December 2025
    Mortgage Free Wannabe 2022 #90 £13000/£11000
    Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renews
    MFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025
    Love people and use things because the opposite never works
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    #2 with over payment for December £500.00.
    Thank you Julicorn can I have the same number please for next year 2023 with 5000.00 target please.
    Many thanks and well done everyone we have all done extremely well this year.  :)
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Hi all
    Thank you for keeping me motivated with overpayments this year, not quite made my target but hoping 2023 will be better :smile: #36 with December o/p of £140.00. Thank you Juliecorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • jackieblack
    jackieblack Posts: 10,503 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    anna42hmr said:
    julicorn said:
    Big apologies everyone that it took me this long to update, November completely ran away from me! I blame all this 'trying to move house' malarky :) 

    On the plus side, that means I'm back with a big update: We've just hit the £700k mark! Absolutely amazing work, thank you all so much for posting your updates. Especially well done for those of you who've already hit your target, but even if you're a fair way off, I hope this challenge is still motivating. 

    I'll post the 2023 thread in the next couple of weeks. I hope many of you sign up to next year's challenge as well, it's always a joy to see how much these overpayments all add up. 

    All the best for the final month of the year <3 
    Thats a great progress from everyone fantastic that we have hit the mark, thanks again for running this challenge again and looking forward to signing up for next years one.  
    Yes… (what she said ^^^^) 😁
    🎉🎉

    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
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