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2022 Mortgage-Free Wannabes

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  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Morning,

    Apologies for the lack of updates over recent months.
    Please could you add the following payments 
    October - £125
    November - £300

    Our target is within reach; just to stay focused.

    Many thanks 

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • AntoMac
    AntoMac Posts: 2,703 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #85
    November total £374
    Thanks Julicorn
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning all. #34 reporting November OP of £1000, thanks again @julicorn. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #100 popping in with my first mortgage overpayment! Kinda excited  :blush:

    Nov - £250.00

    Will top it up when bfs wages hit at the end of the month.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here can you update me please with my november OP of £247.94.  Looks like this payment has just taken me over the target for the year (as year to date of £2,727.34).  

    Well done everyone on their OP's and the progress on the challenge this year.  

    Thanks again Julicorn for running the challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    I apparently forgot to update for October! 

    Please can you add an overpayment of £140.94 for October to number 99

    Many thanks Julicorn!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • jackieblack
    jackieblack Posts: 10,501 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my regular OP of £125 (offset) for November 

    Thanks, as always, julicorn :)
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • nonny02
    nonny02 Posts: 20 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn, #31 reporting a £230 op for November and an early £230 December op which I think means I've hit my yearly target!

    Thank you so much for running this all year x
    #31 MFW 2024

    #11 MFiT-T6
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    # 2 with updates  :)
    £500.00 for October and £500.00 for November.
    Thank you Julicorn if you are running again next year can you please put me down for £5000.00
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    #29 updating (a bit late).
    I thought I had posted my updates, then I saw the spreadsheet and realised that I hadn't.

    May to October overpayments were:-
    May = £500.00
    Jun = £557.88
    Jul = £709.96
    Aug = £550.00
    Sep = £700.00
    Oct = £200.00
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