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2022 Mortgage-Free Wannabes
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@julicorn
#98 a total of £800 for November!
Managed to make up for last month and add a bit extra! It's also the most I've ever overpaid!Mortgage: £100,937 (Aug 2025)
First MF: Apr 2048
Current MF date: March 20422 -
Good morning
Number 96 reporting an overpayment of £200 for the month of November x
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
Hi Julicorn,
Number 54 here. I’m sorry for being AWOL. We are in the midst of managing a new (ish) baby 😬
Please put me down for £150 overpayments in July, August, September, October and November.
As of next month I will be on statutory maternity pay, so may only be able to overpay small amounts. I try to keep going though and would really like to joint next years challenge 😊
Thank you x1 -
No 70, just made my final OP for the year of £280. Thanks for running the challenge julicorn.Off to start thinking about my plans for 2023.MFW 2025 No. 7 £1530/£2700
MFiT-T7 No. 6 £3571.87/£30,0001 -
#52 with December OP of £530.02.I can’t remember if I gave November update but it was OP of £490.49
Thanks xMortgage Aug 2019- £180000
Aug 20- £173815
Aug 21- £159800
Aug 22- £146000
Aug 23- ?
Aug 24 (end of fix)- ?
Currently- £136400
original mortgage free date August 2044
Aiming for 2037
MFW 2023 #241 -
#22 reporting total overpayments for November came to £193.36Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
#10 checking in. I forgot to update in November, when our total OPs were £6,000. And I've just made my first OP for December of £2,000.
Thanks julicorn!Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0001 -
#32 here,
December OP off £843.33. I may be back later after early December pay day.Thanks julicorn.MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £12,800/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
1 -
Big apologies everyone that it took me this long to update, November completely ran away from me! I blame all this 'trying to move house' malarky
On the plus side, that means I'm back with a big update: We've just hit the £700k mark! Absolutely amazing work, thank you all so much for posting your updates. Especially well done for those of you who've already hit your target, but even if you're a fair way off, I hope this challenge is still motivating.
I'll post the 2023 thread in the next couple of weeks. I hope many of you sign up to next year's challenge as well, it's always a joy to see how much these overpayments all add up.
All the best for the final month of the year5
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