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2022 Mortgage-Free Wannabes

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  • #52 with November op of £490.49
    Thanks
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • #37 with an additional £100 for November, taking me to £2,519.73 for the year. 
  • #33 765.31 overpayments for November please. Didn’t think we’d get this far this year. Very pleased but also starting to finally be more balanced and spending too. Hoping to be paid off by April 2024. 31k to go but savings to pay off fix that’s up in April 2023.

    thanks
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi everyone #36 checking in with usual £110 o/p for November, and also paid off my student loan this month :):):) hoping to make a good dent in the mortgage next year. Thanks Juliecorn!
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Shal1160 said:
     paid off my student loan this month :):):)

    Amazing! :)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 3 November 2022 at 7:13PM
    #98 off the mark with £150 for November so far
    Mortgage: £116,060 (Apr 2024)
    Initial MF date: Apr 2048
    Current MF date: Dec 2044

    MFW 2022 #98 £2,2000/£1,800
    MFW 2023 #35 £7,510/£7,500
    MFW 2024 #24 £1,225/£5,000
    MFi3-T6 #41  £21,231/£27,495 (Mortgage Target £110,000)

    Weight Loss Q1 24: 5/12lbs
  • Martas
    Martas Posts: 36 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    My overpayment for November is £2120, therefore we achieved the target for the year! #90 Thanks @julicorn!

    I will continue overpaying in December and see how much more we can achieve.

    We took £83795 mortgage in June 2018
    Left to pay on mortgage: £51821.20
    Original end date: June 2037
    Now: September 2033
    Target: pay off by December 2025
    Mortgage Free Wannabe 2022 #90 £13000/£11000
    Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renews
    MFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025
    Love people and use things because the opposite never works
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 with a first overpayment of the month of £200 please
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • nonny02
    nonny02 Posts: 20 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn  number 31 reporting a late £700 op for October. 

    Thank you 😊
    #31 MFW 2024

    #11 MFiT-T6
  • Hi all, #10 with a first OP for November of £2000. 

    Could I please update my target for the year to 
    £80,000, julicorn? Thank you!
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

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