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2022 Mortgage-Free Wannabes

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  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    #98 additional £200 for November to make a current total of £350 for November
    Mortgage: £116,060 (Apr 2024)
    Initial MF date: Apr 2048
    Current MF date: Dec 2044

    MFW 2022 #98 £2,2000/£1,800
    MFW 2023 #35 £7,510/£7,500
    MFW 2024 #24 £1,225/£5,000
    MFi3-T6 #41  £21,231/£27,495 (Mortgage Target £110,000)

    Weight Loss Q1 24: 5/12lbs
  • hazeldreams
    hazeldreams Posts: 401 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 8 November 2022 at 7:10PM


    It’s so inspiring watching everyone pay down their mortgages! I can’t wait to start on mine in January! (I’m busy clearing the last of the unsecured debt at the moment, hoping to be done by 31/12!!) 
    £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.
  • Lauraebrad
    Lauraebrad Posts: 185 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn - November update from #30 
    OPs in November £200.  YTD £2300
    Thanks

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with a November over payment of £135, thanks Julicorn 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • HelenaPinky
    HelenaPinky Posts: 42 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #93 with an overpayment of £300 for November. 

    Well done everyone x
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
  • Deni_debt-free_dreamer
    Deni_debt-free_dreamer Posts: 1,847 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone

    Sorry I haven't updated since July. Great to see how well everyone is doing.

    My additional overpayments since August are below:

    #81 £1,295 

    thanks Julicorn

    Love Deni x

    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    frankersBri said:
    #37 with an additional £100 for November, taking me to £2,519.73 for the year. 

    Hi Julicorn,
    #37 with an extra £14.66 for November. November total: £114.66. Takes me to £2,534.39 for the year.

  • Trundley27
    Trundley27 Posts: 48 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    edited 14 November 2022 at 1:54PM
    @julicorn Update for November 1st mortgage overpayment = £500.00 #97, Total since September 1st £1100.00, cheers! 
    Current Mortgage Debt = £81,485.41
    2022 OP Total (Started August) = £1600.00
    Minimum Target OP Per Month =£500.00
    2023 Current OP Total = £3500.00
    2023 Target Total OP = £6000.00
    Predicted MF Date (Or Sooner) = 2028
    Original Balance = £118,750.00
    Forever Home Purchased March 2014
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    A little bonus OP of £8.96 to get to a nice round figure of 80,500.
    #35 bringing November to a total of £392.77
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59.
    Please can I add the following:
    September - £1110
    October - £1220
    November - £500

    Thank you for all the updates! ☺️
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
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