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2022 Mortgage-Free Wannabes

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Comments

  • julicorn said:
    #14 with first overpayment of £25.88 for May. Total for 2022 = £8,696.17

    Thanks @julicorn
    Hi there, when you have the chance, could you have a look at what I've logged for you so far and see if it's correct? I've got your total a little higher, so might have made a mistake somewhere along the way :) I've got you as #8 as well. Thanks so much!
    Hi @julicorn

    #8 here. Only just getting around to checking this (sorry) I've gone back over my mortgage payments and these are my extra payments:

    Jan: £828.32
    Feb: £25.88
    March: £7,415.11
    April: £26.47
    May: £400
    June: £35.24
    July: £25.88
    Aug: £25.88
    September: £25.88

    They are different to what you have in the spreadsheet because of the delay between when I made them and when they credited. I think the total come to £8808.66, but I did it manually so I might be wrong. Is there any chance you could change the amounts in the spreadsheet so they match please?

    Thanks

    PBS
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for August came to £492.10
    Thanks and have a great week everyone!  B)
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #35 September payments so far of £1063.69
    Standard OP plus sorted out the budget a bit more!
    Thank you
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • Hi all
    #36 checking in with £110 o/p for September, thank you Juliecorn :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • #33 September op of £1400.83

    total for year should now be 13959.56.

    thanks for updating
  • #46 Another £167 for August (£1336 total) - thanks!
    2022 mfw #46 - £1503/£1400
  • Martas
    Martas Posts: 36 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    #90 updates:
    £499 August
    £499 September
    Can I please reduce my target for this year to 11k? 10k will definitely be achievable but I'll try to stretch to 11k so it's still a bit of a challenge for me.
    We took £83795 mortgage in June 2018
    Left to pay on mortgage: £51821.20
    Original end date: June 2037
    Now: September 2033
    Target: pay off by December 2025
    Mortgage Free Wannabe 2022 #90 £13000/£11000
    Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renews
    MFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025
    Love people and use things because the opposite never works
  • #18 here with a September OP of £400. Thanks @julicorn
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with a September overpayment of £1,075.  Many thanks, Hetty
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • No 72 reporting in to say that overpayment for September is £150.
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