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2022 Mortgage-Free Wannabes
Comments
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Hi @julicornjulicorn said:
Hi there, when you have the chance, could you have a look at what I've logged for you so far and see if it's correct? I've got your total a little higher, so might have made a mistake somewhere along the wayPiggyBankShaker said:
I've got you as #8 as well. Thanks so much!
#8 here. Only just getting around to checking this (sorry) I've gone back over my mortgage payments and these are my extra payments:
Jan: £828.32
Feb: £25.88
March: £7,415.11
April: £26.47
May: £400
June: £35.24
July: £25.88
Aug: £25.88
September: £25.88
They are different to what you have in the spreadsheet because of the delay between when I made them and when they credited. I think the total come to £8808.66, but I did it manually so I might be wrong. Is there any chance you could change the amounts in the spreadsheet so they match please?
Thanks
PBS- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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#22 reporting total overpayments for August came to £492.10Thanks and have a great week everyone!
Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
#35 September payments so far of £1063.69
Standard OP plus sorted out the budget a bit more!
Thank youMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Hi all
#36 checking in with £110 o/p for September, thank you Juliecorn
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £83,770 (Dec 25)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
#33 September op of £1400.83
total for year should now be 13959.56.
thanks for updating1 -
#46 Another £167 for August (£1336 total) - thanks!2022 mfw #46 - £1503/£14001
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#90 updates:
£499 August
£499 September
Can I please reduce my target for this year to 11k? 10k will definitely be achievable but I'll try to stretch to 11k so it's still a bit of a challenge for me.We took £83795 mortgage in June 2018Left to pay on mortgage: £51821.20Original end date: June 2037Now: September 2033Target: pay off by December 2025Mortgage Free Wannabe 2022 #90 £13000/£11000Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renewsMFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025Love people and use things because the opposite never works1 -
Number 69 with a September overpayment of £1,075. Many thanks, HettySPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,343 2025 OP £2991/£2,000 2026 £110/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5587/£21,930 (25.47%)1 -
No 72 reporting in to say that overpayment for September is £150.1
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