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2022 Mortgage-Free Wannabes

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Comments

  • Merrylegs1
    Merrylegs1 Posts: 129 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    Morning, #64 finally able to report an overpayment of £500 for August.

    Many thanks Julicorn
    Merry 😊
    Mortgage free wannabe #58
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all, #34 here. Managed to pay £100 op. Thanks again @julicorn
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • #93 with an August overpayment of £300 after a spend-heavy two months with holidays. Thanks @julicorn and 
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
  • Jessy103
    Jessy103 Posts: 2,256 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with an overpayment of £344.34 for August.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • #59 - please can I add £1350 of overpayments for August.

    Many thanks for the updates! ☺️
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 - Just a small overpayment of £26 to finish August.  That will take my total August payment to £226.

    The small overpayment of £26 rounds up my total overpayment for the year so far to £4600 - really pleased with the progress I've made (although August was a very spendy month) and excited to get ever closer to my 6k yearly target.

    Thanks @julicorn for all the updates and well done everyone else for the great efforts being made each month.
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all #36 checking in with an extra o/p of £15, total for Aug o/p is £155  Thank you Juliecorn!
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • Hi,

    A smaller than usual OP for August; £100 added to the pot. Will try harder over the coming months to ensure we reach our target.

    Many thanks

    MIB
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Hi Julicorn!

    my September overpayment is £108, bringing the year to £4490.59. So close 😆
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP of £280 for September.  Thanks julicorn
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
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