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2022 Mortgage-Free Wannabes

1737476787999

Comments

  • Hi all, #60 checking in with another OP of £289.31 for September.  Hoping to add to that by the end of the month 🤞
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • #8 with an overpayment for September of £40.19. That takes September overpayment total to £66.07 and 2022 total to £8848.85

    Thanks

    PBS
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    edited 13 September 2022 at 8:22PM
    Sandyra said:
    #32 here with £350.06 August OP. On holiday in South America so funds are low at the moment. Hopefully can re-jig finances in September. Thanks Julicorn xx
    Hi @julicorn just noticed my August OP wasn’t on the spreadsheet, I’m now adding £320.00. So that’s a grand total of £670.06 for August. Thank you x

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Hi I am MFW #44   and had forgotten I had not updated this year - apologies - lots of very late invoices bunching up which derailed me but am now refusing to allow that to happen so..can you please add 

    April £12,332.41 (round up of Jan-Apr)
    July £5,603.99 
    Aug  £5024.31 

    so total £22,978.71 in 2022  - goal of £33,000 is v doable  - I should surpass it
    I will send in September once month is finished - still waiting on unpaid invoices

    Many thanks 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • julicorn said:
    I've just updated the spreadsheet, and we've hit the £400k mark :) Well done everyone! 
    Thanks for your hard work keeping everyone updated, julicorn 🥂
    Fab news and definitely thank you Julicorn for keeping us on track!

    #27 with another £20 for September bringing the months total to £230
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 with a OP of £145 taking my total in September so far to £345

    Thanks!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • #94 with a 515 overpayment for july, 1500 for august and 1000 for September. 

    Thanks you:)
    122k mortgage started 10th June 2022.
    Mortgage overpayments in 2022 - £3515
    Mortgage overpayments in 2023 - £600
  • AntoMac
    AntoMac Posts: 2,713 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #85
    Total overpayment for September is £235
    Thank you
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Hi @julicorn here's a September update from #30.

    September OP £150 / YTD £1760

    Thank you!

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • #52 with September OP of £494.08.

    Thanks 
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

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