2022 Mortgage-Free Wannabes

Lauraebrad

oops @julicorn I can't do maths.  An update for #30 please.  September £250 / YTD £1860

Thanks, 

misspretenderboat

#73 op of £120 for September please.

Bless you Julicorn sooooo much.

becksta

#88 with an extra payment of £175 from a bank switch bonus.  That takes my September total to £520 so far.

Many thanks 

anonymous112433

I've finally managed it, I'm below the half way mark on my mortgage of 105k. I'm down to 52450 capital left to pay over 11yrs 3 months. I was hoping to put the full 10,500 overpayment I can later this year, but unfortunately the conditions of the windows in my house are so bad that I had no choice but to replace them next month.

I have manged to cut my mortgage in half in just under 6 years with overpayments of £32,000. This is when I think back and realise I made the right choice by not extending the house and overpaying.

f0xh0les

anonymous112433 said:

 I'm below the half way mark on my mortgage of 105k.

I have manged to cut my mortgage in half in just under 6 years

Major achievement, congratulations @anonymous112433 it is all the little goals along the way that keep us going.  Well done you.

Merrylegs1

Hi Julicorn, 

#64 reporting a £500 overpayment for September.

thanks Merry

AntoMac

#85
further £50 to make final September total of £285
Thanks for running this challenge Julicorn

Sandyra

Sandyra said:

#32 here with £348.93 OP September payment. Been away to South America all summer so that’s where most of my money has gone. Got engaged! Now I’ve got a wedding to save for too 😬. I may have to revisit my target. Thanks julicorn for managing x

Back with a little bit to add, birthday month so trying to not get carried away. Adding another £100. September total £448.93. Thank you Julicorn x

Coffeekup

Hi Julicorn.

#76 here. It's been a long year so far, much has gone on and I never posted the overpayment's I made in March, April, May and so on.

I have now cleared the mortgage through some inheritance that came through, I never posted this a couple of weeks ago as I didn't quite believe it happened till I got a letter from the mortgage provider till yesterday saying the account is now closed and they paid me £5.31 that they owed.

So could you put a September payment amount of £70,298 down for me please, although I feel I have cheated a bit because of the inheritance.
Good to see what your doing still and keep up the good work, the same for everyone else paying down.

_WorldTraveller_

Despite my intent on keeping updates in place, I failed....

So a delayed report for

August = £2850
Sep = £5250
Oct (standing order ready to go on 1st) = £1256

Pushing towards the 10% OP allowance for the year to somehow keep on top of the horrors of the interest rates.