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2022 Mortgage-Free Wannabes

1777880828399

Comments

  • #8 here, reporting an extra payment of £4.15 in September taking September OP total to £70.22. And October OP of £25.88. Many thanks @julicorn
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • #37 with an OP for October of £229.49
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    I've been gone for a while while I saved up for a new car but all this talk of interest rates means I want to get back on the overpayment wagon.

    #123 checking in with £100 overpayment for September.
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Morning, I know I am incredibly late to the party but I would love to be able to join this group for Nov and Dec and then roll on into 2023 properly if that's ok? No problem if not. Wanting to pay £50 a month in Nov and Dec to the mortgage (2022 goal of £100) and then I shall come up with a better figure late December for my 2023 goal :) x
    Yeah of course, never too late to join! You've got number 96 :)
  • Much appreciated, thank you @julicorn :) x
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 here with an opening overpayment of £200 for October please.

    I'm getting so close to my target now and I'm hoping I'll be able to achieve it by the end of November if not sooner  B)
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • Legs21
    Legs21 Posts: 251 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #71 checking in with an OP of £150 for October

    Thank you 🙂
    MFW 2022 #71  £4400/£4400
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    becksta said:
    #88 here with an opening overpayment of £200 for October please.

    I'm getting so close to my target now and I'm hoping I'll be able to achieve it by the end of November if not sooner  B)
    #88 checking in with a surprise £600 OP taking my total so far for October to £800.

    So only one day after my above post and I have now hit my challenge target after receiving a long overdue refund from HMRC this morning  :D

    @julicorn Can I keep submitting my overpayments until the end of the challenge or do I need to set a new target?  I'm quite keen to see how much over my target I can get by the end of the year  B)


    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    becksta said:
    becksta said:
    #88 here with an opening overpayment of £200 for October please.

    I'm getting so close to my target now and I'm hoping I'll be able to achieve it by the end of November if not sooner  B)
    #88 checking in with a surprise £600 OP taking my total so far for October to £800.

    So only one day after my above post and I have now hit my challenge target after receiving a long overdue refund from HMRC this morning  :D

    @julicorn Can I keep submitting my overpayments until the end of the challenge or do I need to set a new target?  I'm quite keen to see how much over my target I can get by the end of the year  B)


    Well done on hitting your target! You're more than welcome to keep it as is, and just keep logging your overpayments. If you did want to set a new target, you can also always see your progress against your original target on the right side of the spreadsheet, but as I said: increasing your target is totally optional :)
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    julicorn said:
    becksta said:
    becksta said:
    #88 here with an opening overpayment of £200 for October please.

    I'm getting so close to my target now and I'm hoping I'll be able to achieve it by the end of November if not sooner  B)
    #88 checking in with a surprise £600 OP taking my total so far for October to £800.

    So only one day after my above post and I have now hit my challenge target after receiving a long overdue refund from HMRC this morning  :D

    @julicorn Can I keep submitting my overpayments until the end of the challenge or do I need to set a new target?  I'm quite keen to see how much over my target I can get by the end of the year  B)


    Well done on hitting your target! You're more than welcome to keep it as is, and just keep logging your overpayments. If you did want to set a new target, you can also always see your progress against your original target on the right side of the spreadsheet, but as I said: increasing your target is totally optional :)
    I'll keep the existing target and see how much over I can go.  I'll save the new target for next years challenge.  

    Thanks again for all your hard work in running this @julicorn I have really found that it has kept me motivated seeing everyone's totals increase each month.
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
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