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2022 Mortgage-Free Wannabes

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  • #20 £2000 over payment for October, getting myself back on track and refocused :) it’s been a tough year! thanks @julicorn xx
    Current mortgage - £12000
    aim to pay £6000 this year (mfw #20)
    £3000/£6000

  • Morning,
    No.23 here. I have had to cut back on the overpayments so only £43 for October. I think that puts me at £6451 for the year.
    Thanks @julicorn
    2025 MFW No:23
    MFiT-T7 12
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all
    number 34 here reporting an OP of £100 for September and £1000 for October. Thank you again @julicorn for keeping us updated! Well done everyone! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with another £40 for October x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Hi Julicorn!

    #19 checking in with an extra payment of £108 for September which makes the total for September £216. And another £216 for this month which means I exceeded my target! 😆
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • #21 here, been a little poor with OP's last few months, but here now with a £577.50 OP for October. Fingers crossed i can get back on track for year end with an 1% OP of total mortgage for the year. Thanks @julicorn
    Re-mortgaged Oct 2021 £385459 Originally ends Oct 2049
    MFW 22 - 2385/3830
    Current daily interest 16.22
    Current end date Jul 2049
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all. #60 checking in with an OP for October of £289.31.  Probably not going to hit the target I had for this year, but it's still the most I've ever managed to OP in a single year anyway so I'm happy with that!
    Umm morning all.  I may have posted this a week ago and now here I am saying...can you update #60 with a total OP of £21,990.31 for October please @julicorn 🤯🤣🥳

    DH finally received some inheritance money he's been waiting on and he always said he'd contribute a little towards the mortgage...well turns out he got a lot more money than he was expecting so he was very generous in his "contribution" 😆😏
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • f0xh0les
    f0xh0les Posts: 7,624 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 19 October 2022 at 9:42AM
    @ruby_eskimo - Condolences on your loss, and congratulations on your windfall.   Strange how some things turn up unexpectedly.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you @f0xh0les on both counts.  Life is definitely strange sometimes.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Hi, another update from #30 please @julicorn
    October = £240 and YTD = £2100

    Thank you

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
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