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2022 Mortgage-Free Wannabes

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Comments

  • Lauraebrad
    Lauraebrad Posts: 185 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn - a quick update from number 30 please.

    August = £120 OP

    YTD £1610

    Thanks a lot!

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • hockeylover40
    hockeylover40 Posts: 16 Forumite
    Third Anniversary 10 Posts
    #46 here with my July update - another £167 OPed, thanks!
    2022 mfw #46 - £1503/£1400
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 13 August 2022 at 1:15AM
    #28 with some updates please
    March £786
    April £511
    May £511
    June £611
    July £1607
    Aug £733


    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • JaggedFlamingo
    JaggedFlamingo Posts: 51 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hi julicorn,

    no. 10 checking in with a first OP for August of £5,000.

    Thank you!
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all #36 checking in with an extra o/p of £30, total for Aug o/p is £140. Also only 2.6 student loan monthly payments left until freedom :) Thank you Juliecorn!
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi

    number 105 here with my august OP, please can you put me down for my regular op of £247.94.   This will take me to a year to date of £1983.52.

    well done everyone on their OP's so far and thanks again Julicorn for running this challenge again.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 22 August 2022 at 5:59PM
    August standard OP of £167.19 plus £20.87 made for #35 making a total of £188.06 for August.
    Had a bit of a pause to settle into new job/ finish other things off! Need to get back on top of surveys etc and update my sig!
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • AntoMac
    AntoMac Posts: 2,720 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #85
    Total August overpayment is £160
    Thank you Julicorn
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    #49 reporting overpayments as follows:
    £50 for July
    £100 for August
    Total for the year is now £1,300.
    Thanks Julicorn x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • jackieblack
    jackieblack Posts: 10,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £125 OP for August

    Thanks julicorn 🥂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
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