We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2022 Mortgage-Free Wannabes
Comments
-
Hi there,
Reporting in with a £175 payment to the June mortgage overpayment pot.
Many thanks,
MIBMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k1 -
#79 checking in with £260 for June.
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141 -
#19 checking in with an OP of £200 for July. Hope you’re all well, thanks Julicorn for keeping me motivated 😊Mortgage so far: £31,630.01Aiming to be mortgage free by 20241
-
great thank you @julicorn !julicorn said:
Hi there! Just let me know your target for the year and I'll allocate you a numbermadhatter83 said:Id like to join please:) just started a 122k 25 year mortgage.
Since we are part way through I'm going to say £3000 as my 2022 target.122k mortgage started 10th June 2022.
Mortgage overpayments in 2022 - £3515
Mortgage overpayments in 2023 - £6001 -
Punch punch first of the month! #27 with £630 for July please Julicorn xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001 -
#40 sadly reporting a £0.00 overpayment in July, no funds available as I am paying out money for gran's estate management until probate comes through (in the next 10 days I hope), and so, even though I will get it back, cash flow and budgets just don't stretch to any extra overpayment this month. Boo!Still, lovely to see so many people still managing o/p's - no matter the size, each £1 is money you are not paying interest on ever again.If I do manage to pay off the mortgage this year, I will save £20k in mortgage interest (at 1.79%) so I can cope with a month without an o/p. Still gutting though

4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171
-
16# £301.71 for June please @julicorn - Many thanks.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28991 -
No 70 with an OP of £280 for July. Thanks julicorn
MFW 2025 No. 7 £2731.07/£2700
MFiT-T7 No. 6 £5515.91/£30,0002
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
