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2022 Mortgage-Free Wannabes

1606163656699

Comments

  • Hi there,

    Reporting in with a £175 payment to the June mortgage overpayment pot.

    Many thanks, 

    MIB
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • #79 checking in with £260 for June.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • StoicLass
    StoicLass Posts: 37 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #18 with a June OP of £400.  Thanks @julicorn
  • frugal_lass
    frugal_lass Posts: 93 Forumite
    Part of the Furniture 10 Posts
    #19 checking in with an OP of £200 for July. Hope you’re all well, thanks Julicorn for keeping me motivated 😊
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • madhatter83
    madhatter83 Posts: 68 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    julicorn said:
    Id like to join please:) just started a 122k 25 year mortgage.
    Hi there! Just let me know your target for the year and I'll allocate you a number :) 
    great thank you @julicorn

    Since we are part way through I'm going to say £3000 as my 2022 target.
    122k mortgage started 10th June 2022.
    Mortgage overpayments in 2022 - £3515
    Mortgage overpayments in 2023 - £600
  • powerspowers
    powerspowers Posts: 1,371 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Punch punch first of the month! #27 with £630 for July please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • f0xh0les
    f0xh0les Posts: 7,766 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #40  sadly reporting a £0.00 overpayment in July, no funds available as I am paying out money for  gran's estate management until probate comes through (in the next 10 days I hope), and so, even though I will get it back, cash flow and budgets just don't stretch to any extra overpayment this month.  Boo!
    Still, lovely to see so many people still managing o/p's - no matter the size, each £1 is money you are not paying interest on ever again.
    If I do manage to pay off the mortgage this year, I will save £20k in mortgage interest (at 1.79%) so I can cope with a month without an o/p.  Still gutting though :D:smiley:
     
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • ruby_eskimo
    ruby_eskimo Posts: 4,829 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi @julicorn #60 checking in with an OP of £289.31 for July so far.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • 16#   £301.71 for June please @julicorn -  Many thanks.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • ajmoney
    ajmoney Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 with an OP of £280 for July.  Thanks julicorn
    MFW 2025 No. 7 £2731.07/£2700
    MFiT-T7 No. 6 £5515.91/£30,000
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