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2022 Mortgage-Free Wannabes
Comments
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HelenaPinky said:Can I join the 2022 MFWs? The honours list is such an inspirational read. Really nice to read how you’re all doing, I’m new to this but have started overpaying since I saw the light in March 2022!
If I can join (don’t mind what number I am) can I have a target of £3570 for the remainder of this year? Thank you Julicorn (in advance!)1 -
madhatter83 said:Id like to join please:) just started a 122k 25 year mortgage.1
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I just entered all the recent updates, and we're on £312k now! Well done everyone!
With end-of-month updates still coming in, I'm wondering when we'll hit 1/3 million...
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#10 checking in with a final OP for this month of £5,000, bringing my total for June to £13,000.
As we've decided to overpay using some savings that we'd put aside for another reason but now won't need so urgently, could I update my target for the year to £60,000 please, julicorn? Thank you!Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0001 -
#32, back before payday to tally up my June OP as £677.99. Thanks Julicorn
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#15 checking in with an OP for June or £198.50, making a total for this month of £252.50. This takes me to my penalty-free OP allowance for the year so I’ll start saving separately for next years OP’s which start again on 1 January. Thanks for updating Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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Hi Julicorn
#78 with £1020 for JuneMortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
#93 with £4850 OP for June. A huge overpayment this month as 1st June marked the start of my overpayment year allowance! Thank you Julicorn, you are fantastic for running this groupMortgage when saw the MSE light 💡: £85,000 (end date 2045)
2019: £65,638💰 2024 Increased mortgage for house move: £112,000 (end date 2064)
Current balance: £4625
2025MFW #751 -
Hi, nearly the end of June so I don't think there'll be any more sneaky little overpayments left this month!
Total for June = £90
Total YTD = £1,350
#30
Thanks @julicorn
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0001 -
hiya no 72 reporting in to say that I made a small overpayment today for June of £150.1
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