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2022 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Can I join the 2022 MFWs? The honours list is such an inspirational read. Really nice to read how you’re all doing, I’m new to this but have started overpaying since I saw the light in March 2022!

    If I can join (don’t mind what number I am) can I have a target of £3570 for the remainder of this year? Thank you Julicorn (in advance!)
    Hi Helena, welcome on board! Thank you for joining. You've got number 93 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Id like to join please:) just started a 122k 25 year mortgage.
    Hi there! Just let me know your target for the year and I'll allocate you a number :) 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I just entered all the recent updates, and we're on £312k now! Well done everyone! <3 With end-of-month updates still coming in, I'm wondering when we'll hit 1/3 million...
  • #10 checking in with a final OP for this month of £5,000, bringing my total for June to £13,000.

    As we've decided to overpay using some savings that we'd put aside for another reason but now won't need so urgently, could I update my target for the year to 
    £60,000 please, julicorn? Thank you!
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32, back before payday to tally up my June OP as £677.99. Thanks Julicorn

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Moneyminded
    Moneyminded Posts: 288 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 27 June 2022 at 3:48PM
    #15 checking in with an OP for June or £198.50, making a total for this month of £252.50. This takes me to my penalty-free OP allowance for the year so I’ll start saving separately for next years OP’s which start again on 1 January. Thanks for updating Julicorn 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hi Julicorn
    #78 with £1020 for June
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • HelenaPinky
    HelenaPinky Posts: 42 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #93 with £4850 OP for June. A huge overpayment this month as 1st June marked the start of my overpayment year allowance! Thank you Julicorn, you are fantastic for running this group
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
  • Lauraebrad
    Lauraebrad Posts: 185 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi, nearly the end of June so I don't think there'll be any more sneaky little overpayments left this month!
    Total for June = £90
    Total YTD = £1,350

    #30
    Thanks @julicorn

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    hiya no 72 reporting in to say that I made a small overpayment today for June of £150.
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