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2022 Mortgage-Free Wannabes
Comments
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#33 £717.78 overpayment for June.
thanks for updating.1 -
Good morning all
#34 reporting an OP of £100 for June. Also pleased to have reached the much hoped for milestone of mortgage balance going below £400k @£398k! 🥳🌟
Please @julicorn can I reduce my OP target to £7500? I am doing some renovations and need to replenish the house fund with what I would have normally used to OP. Once the works are done I will review my target again but I think that will be in the next challenge now.Well done everybody your OPs are phenomenal! 🌺Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓3 -
#19 checking in with another payment of £324 for June. This makes it £540 total for June and have updated my signature.Mortgage so far: £31,630.01Aiming to be mortgage free by 20241
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hi, number 105 here with my June OP, its my usual £247.94 which will take me to a year to date of 1487.64
well done everyone on their progress to date and thanks again for running the challenge JulicornMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..1 -
#49 reporting an overpayment for June of £100. Total overpayments for the year now £1,150.
Could I please also change my target: from £5,000 down to £2,500? I think that’s slightly more attainable, seeing as I’m not able to overpay much at the moment. Hopefully things will pick up soon 😞
Thanks Julicorn
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Can I join the 2022 MFWs? The honours list is such an inspirational read. Really nice to read how you’re all doing, I’m new to this but have started overpaying since I saw the light in March 2022!
If I can join (don’t mind what number I am) can I have a target of £3570 for the remainder of this year? Thank you Julicorn (in advance!)Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
2019: £65,638💰 2024 Increased mortgage for house move: £112,000 (end date 2054)
Current end date: May 2026
2025MFW #751 -
Another £20 for#27, brings us to £650 this month 😀MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001 -
Hi Julicorn!
#48 updating for the last couple of months.
May - £500
June - £550
YTD: £3400 / £6000
Thanks!
My MFW diary: Big mortgage, small steps
Mortgage start: £356,000 - December 2019 £345,052 - December 2020 £331,976 December 2021
Overpayments 2020: £1550
Overpayments 2021: £3550/£3450
MFW 2022 #48 progress: £3400/£60001 -
#71 Checking in with another OP of £250. Total June OP of £400
Than you very please 🙂MFW 2022 #71 £4400/£44001 -
Hi All!
#42 with £1,000 for June please!
Great work from eceryone, keep it up! And thanks to @julicorn as everCurrent mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
1
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