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2022 Mortgage-Free Wannabes
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Sorry I’ve been AWOL for a couple of months. Life got in the way!Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
#19 checking in with a total of £756 for June (had already paid £216).I was just looking at the spreadsheet and an additional payment of £450 was missed for January. I’ve updated the total so far in my signature (£4074.59).Thank you Julicorn 😀Mortgage so far: £31,630.01Aiming to be mortgage free by 20241
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#4 checking in with my usual £125 OP
Thanks julicorn 🥂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#85 reporting total overpayment for June of £80
Thanks Julicorn27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Id like to join please:) just started a 122k 25 year mortgage.122k mortgage started 10th June 2022.
Mortgage overpayments in 2022 - £3515
Mortgage overpayments in 2023 - £6001 -
Hi Julicorn. A bit late updating. But my DD Is fixed with OP of £1,006.28 - so please can you add in May and June. Thanks
Julys payment will go on 1st July
i think I’m number 9Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #351 -
Morning!
#13 checking in
Well, still not much commission from work, and lots of work needing to be finished in the house, DD's 10th birthday looming (expensive gymnastics equipment is on the list!) and a trip to DisneyLand Paris to dance in the parade at the end of July - so im keeping my cash..........
Only a £67.32 account round up again this month but I will see what i can get out of Prolific / store rewards.
Thanks as always @Julicorn - I will get back on track with larger OPs soon.....
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
Good evening!
Been a while since I last posted but here I am now, finishing off June with an OP.
#91 with an OP of £120.
It's a small OP but it's a start1 -
Hi all,
No. 12 reporting an overpayment of £1099.74 for June please.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Hi everyone, a cheeky £65 overpayment from me (No. #88) to take my total OP for June to £407.
Many thanks!MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters1
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