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2022 Mortgage-Free Wannabes

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Comments

  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    no 72 reporting in to say overpayment for July is £200 made today. 
  • Gaffs_gaff
    Gaffs_gaff Posts: 21 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hello 👋 

    Number 54 here. Please put me down for £150 overpayments for May and June.

    Our baby has now arrived, so maternity leave and rising cost of living means I may need to reduce or stop my overpayments soon 😬

    Thank you Julicorn x
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    #14 checking in with an additional June op of £2940.22.  Total for June of £3,405.09.  Please can I just leave my target as it is?  Thanks @julicorn for the updates.
    Indi x
  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi @julicorn, OP of £237.17 made for July

    Thank you!
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • becksta
    becksta Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 with an extra OP of £195 which takes my total for July to £395.

     Many thanks
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £15241.92/£7500

    Thank you to all competition posters
  • hockeylover40
    hockeylover40 Posts: 16 Forumite
    Fourth Anniversary 10 Posts
    #46 checking in for June

    £167 OP in June (for a total of £1002 YTD)

    Many thanks!
    2022 mfw #46 - £1503/£1400
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    #57 reporting in as of end Jun 2022.  Thanks Julicorn and sorry that I missed May - I've been distracted

    At the end of 2021 my Mortgage Neutral (MN) pot was £31.9K and my mortgage balance was £86.4K.  Giving a deficit/net-debt of £54.5K.

    At the end of Jun 2022 my Mortgage Neutral (MN) pot was £49.4K and my mortgage balance was £78.2K.  Giving a MFW OP total of £6.2K in total for May and June (gross pension contributions and investment returns) for an overall MN deficit/net-debt of £28.8K.  Total payments this year £17.5K

    Well done everyone its been a real slog these last few months to keep the day to day going alongside this longer term goal
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • smetf
    smetf Posts: 378 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi all,

    My July OP of £167.19 has gone out. I'm just pausing other OPs as we have holiday to pay for and the doors are a work in progress so will reassess after those bills are sorted!
    Thanks Julicorn
    S (#35)
    Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone, #34 reporting an OP for July of £100. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hello,

    Pleased to report an OP of £500 for July.

    Many thanks

    MIB x

    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
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