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2022 Mortgage-Free Wannabes
Comments
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#73
£50 OP for July please.
Only 2nd overpayment of the year... but every little helps!
Thank you Julicorn1 -
Hi @julicorn
A small check in for July from Number 30.
Think my June figure needs amending to £190
July is £140
Making year to date £1490
Thanks so much for updatingAiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0001 -
Gaffs_gaff said:Hello 👋
Number 54 here. Please put me down for £150 overpayments for May and June.
Our baby has now arrived, so maternity leave and rising cost of living means I may need to reduce or stop my overpayments soon 😬
Thank you Julicorn x0 -
mark55man said:#57 reporting in as of end Jun 2022. Thanks Julicorn and sorry that I missed May - I've been distracted
At the end of 2021 my Mortgage Neutral (MN) pot was £31.9K and my mortgage balance was £86.4K. Giving a deficit/net-debt of £54.5K.
At the end of Jun 2022 my Mortgage Neutral (MN) pot was £49.4K and my mortgage balance was £78.2K. Giving a MFW OP total of £6.2K in total for May and June (gross pension contributions and investment returns) for an overall MN deficit/net-debt of £28.8K. Total payments this year £17.5K
Well done everyone its been a real slog these last few months to keep the day to day going alongside this longer term goal0 -
All updated, and we're at £350k already!2
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Well done everyone on the OP's £350K is amazing.Thanks again Julicorn for running this again.
Can you put me down for my usual OP please for July (number 105) of £247.94, which takes me to a year to date of £1735.58MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..1 -
Hi,
#87 reporting with a tidy OP of £3500 in July.
Thank youMFW 2021#79
Mortgage start date: May 2020 @ £269,264
Mortgage left: April @ £186,5001 -
Hi Julicorn
#84 checking in with overpayments of £160 in each of May, June and July. Total £1,120 for 2022 to date.
Thanks1
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