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2022 Mortgage-Free Wannabes

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Comments

  • misspretenderboat
    misspretenderboat Posts: 42 Forumite
    Sixth Anniversary 10 Posts
    #73

    £50 OP for July please.

    Only 2nd overpayment of the year... but every little helps!

    Thank you Julicorn
  • StoicLass
    StoicLass Posts: 37 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #18 here with an OP of £400, thanks @julicorn
  • nonny02
    nonny02 Posts: 20 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi @julicorn, number 31 here with an op of £920 for July (my 1st op in 4 months). I'm off to update MFiT now too!

    Thanks x
    #31 MFW 2024

    #11 MFiT-T6
  • Lauraebrad
    Lauraebrad Posts: 194 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn

    A small check in for July from Number  30.

    Think my June figure needs amending to £190
    July is £140
    Making year to date £1490

    Thanks so much for updating :smiley:

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,800/£1,500 /// invested 2025 = £1,500/£1,500 = TOTAL (YTD) £3,300/£3,000
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Gaffs_gaff said:
    Hello 👋 

    Number 54 here. Please put me down for £150 overpayments for May and June.

    Our baby has now arrived, so maternity leave and rising cost of living means I may need to reduce or stop my overpayments soon 😬

    Thank you Julicorn x
    A very belated congratulations on your little one <3 
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    mark55man said:

    #57 reporting in as of end Jun 2022.  Thanks Julicorn and sorry that I missed May - I've been distracted

    At the end of 2021 my Mortgage Neutral (MN) pot was £31.9K and my mortgage balance was £86.4K.  Giving a deficit/net-debt of £54.5K.

    At the end of Jun 2022 my Mortgage Neutral (MN) pot was £49.4K and my mortgage balance was £78.2K.  Giving a MFW OP total of £6.2K in total for May and June (gross pension contributions and investment returns) for an overall MN deficit/net-debt of £28.8K.  Total payments this year £17.5K

    Well done everyone its been a real slog these last few months to keep the day to day going alongside this longer term goal
    Hi markman, apologies for taking a few days to enter your update. I just wanted to mention that I actually make it £19k for the year already - maybe have a look and see if I logged anything incorrectly. Thanks!
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    All updated, and we're at £350k already! <3 
  • anna42hmr
    anna42hmr Posts: 2,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done everyone on the OP's £350K is amazing.Thanks again Julicorn for running this again.

    Can you put me down for my usual OP please for July (number 105) of £247.94, which takes me to a year to date of £1735.58
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • _WorldTraveller_
    _WorldTraveller_ Posts: 22 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi,

    #87 reporting with a tidy OP of £3500 in July.

    Thank you
    MFW 2021#79
    Mortgage start date: May 2020 @ £269,264
    Mortgage left: April @ £186,500

  • CountryRoads
    CountryRoads Posts: 15 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi Julicorn

    #84 checking in with overpayments of £160 in each of May, June and July. Total £1,120 for 2022 to date.

    Thanks
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