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2022 Mortgage-Free Wannabes

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  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hello #78 reporting £1000 for July taking YTD to £7200
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • AntoMac
    AntoMac Posts: 2,723 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #85 total overpayments for July £163
    Thanks Julicorn
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Morning all

    I've increased my monthly mortgage payment by £290 so my total OP for July is now

    #81 O/P for July £7500 + 290 = £7790

    thanks Julicorn

    love Deni
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    Hope everyone is well. Apologies Julicorn for the late update. 
    #2 over payments as follows
    June = 450.00
    July = 400.00
    Many thanks x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • #59 - please can I add:
    June - £1210
    July - £205
    Thanks for the updates! ☺️
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £125 OP (offset)

    Thanks julicorn 🥂 
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • #73 making another OP of £100 so total for July £150.

    I can't tell you how much I appreciate you doing this Julicorn, it makes ts such an incentive to OP even if it is a small amount to help the debt go down. God bless you.
  • Qtipps44
    Qtipps44 Posts: 88 Forumite
    Fourth Anniversary 10 Posts Mortgage-free Glee!
    edited 27 July 2022 at 8:47AM
    (Hi #33 with £775 overpayment for July making total for July £1095.

    thanks for updating.

    edited as I forgot regular overpayment.
  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Unfortunately some major expenses came along, which means no more overpayments this year and likely not for the first half of next year either sadly
  • HelenaPinky
    HelenaPinky Posts: 42 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    Not an OP but I've realised my original target of £3570 for the year was wrong - please can it be changed to £6570 @julicorn?
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
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