📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Reset....

1495052545569

Comments

  • dawnybabes
    dawnybabes Posts: 3,396 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I find a vase of flowers (or maybe some tastefully arranged tomatoes) can make all the difference to the boiler in the living room 🤣🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
  • CRANKY40
    CRANKY40 Posts: 5,921 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Hello peeps, 

    October wasn't the best month ever. The boiler replacement was traumatic (not least because my next door neighbour was on nights so was trying to sleep while there were holes being drilled in my walls) but it's done now and I can turn the hot tap on for hot water any time instead of having to heat up a tank of water first. 

    The HT had a fall out with some of his friends. They've been a bit cold since he got his inheritance money and refused to give one of them £1K so they could all have a good summer. I kid you not! Luckily he has plenty of good sense and two of the ex friends have departed for university elsewhere and the third one lives nowhere near us so it could be worse. He has also started uni and made some new friends on his course as well as having one friend from college who has gone on to study the same course with him so he has plenty to keep him busy. 

    October also brings the anniversary of the late MrC's death. Some years are ok and some years bring a lot of memories. This years wasn't that bad (it's been a long time) but like an eejit I started reading some of my farcebook memories. It was hard when it happened as he was at work and not even in this country, I had no idea what had happened and people kept asking me. Next year I will know better than to drag up any such reminders.

    The HT had a birthday last weekend and I didn't have to make a cake. He asked for Krispy Kreme doughnuts instead which were much nicer than I thought they would be. He doesn't generally ask for much so I burgled the birthday/Christmas pot as I've made a cake every year since he was seven so no mum guilt there. 

    I've also decided to reorganise my finances. I've moved some of my accounts round to give myself a "pocket money" account. I've bought a few things to organise our house better - plastic drawer units and some shelves for the spare room and another (bigger) bookcase for my bedroom. The small bookcase from Ikea wasn't coping with my reading habits  😁 The spending money thing has to stop now though so I thought a pocket money account would be good. I'd like to try to put some of the boiler costs back into my savings accounts rather than thinking "oh look, there's money in my account, lets spend it". 

    Time to go and put the clean bedding away - I stripped the HT's bed and remade it with winter bedding and his winter duvet now so he should be cosy tonight. 

    Take care all of you 😊

  • CRANKY40
    CRANKY40 Posts: 5,921 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper

    Like this you mean @dawnybabes? This was during the three months of building work at best friend's house. This was a couple of weeks before it was finished and the flower is on top of the new range cooker which is in the middle of the room a fair distance away from it's final destination 🤣


  • peb
    peb Posts: 1,969 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good to hear from you, sorry it's not been a good month for you.

    The new boiler will make a difference.
  • Sun_Addict
    Sun_Addict Posts: 24,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How fabulous is it to have hot water at will 😆 We had a combi boiler fitted 7 years ago and it’s so much better. 

    I can’t believe HT’s friends, how people change when there’s a sniff of money 🤬

    The anniversary of Mr C’s death is always going to stir up sad memories for you no matter how long ago it was 🙁
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Glad the boiler trauma is over with, and what a good time of year to have hot water!

    That must have been horrible for HT, and you. Good that you brought him up to be sensible and although it's sad, good that he's rid of a 'friend' who displays such bullying and entitled qualities. What's wrong with a bottle of sickly sweet spirits and a twenty pack of fags between ten of you in the park after dark I ask you, youth of today! 😂
    Seriously though, glad he's settling into uni amd has made new friends

    Sorry for your loss despite the years gone by, and yes, many people say FB memories are better for traumatising than anything else.

    Well done on getting your spending reorganised, although a bigger bookshelf is always justified 😁

    Take care of yourself, that sounds like a very full-on month both emotionally and energy-wise x
  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the new boiler is in despite the challenges.

    Well done to HT for being sensible with his so-called 'friends'.  Glad he's settling in at uni.

    Sorry about the anniversary.  You can delete posts that come up on memories, I've only worked out how to do it on the actual day though.  I do delete stuff I'd rather not see again as a memory.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I've always shied away from FB memories for the same reason - see also people who tag people who have died in FB posts and bring them back into your feed in that way - when you were close to that person it can be really tough to suddenly have memories put back in front of you like that. MrEH has strict instructions that if anything happens to me he is to lock my profile down tight so that nobody else can do that.

    Awful for HT with the behaviour of his friends - hopefully the ones he is making at uni will be of a better quality! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.