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Debt Reset....
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It's a lovely feeling getting started on seed sowing, isn't it @CRANKY40? I've only sown chillies & penstemons so far this year, but have everything ready to go. I have a greenhouse but it's unheated, so I start things like tomatoes, aubergines, etc, off in a little electric propagator I bought from the sale shelf years ago for a reduced price due to the box being ripped. Seedlings then move from there to windowsills with home made bottle cloches then to our chilly conservatory before finally making it down to the greenhouse. Even then, I still have to fleece them on cold nights. It's worth it though when harvest time comes round. I love heading off down the garden with my basket every morning to see what's good for picking.
Re Sybil Fawlty - I have to be careful saying 'Ooh, I know...' on the phone when anyone's telling me something a bit juicy, lol.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
@foxgloves MrM spends a high amount of time ribbing me when I'm on the phone a'la Sybil Fawlty 😂Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again2
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Quick update......current debt total is now £4500.00. More than halfway- total paid £4677.32. I am still working with my looked after person but not sure how much longer that will last.6
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Well done 👏I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Fabulous progress 🌟Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Thank you @Sun_Addict and @WinterWarrior 😊1
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Brilliant progress 👏👏👏 xxslowly working towards being MF one small over payment at a time :T2
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What a great milestone - well done!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Really pleased for you @CRANKY40Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
morning @CRANKY40
Fab progress, your original debt is similar to mine. Keep going, you can do it!LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252
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