Prosperous soul embraces creativity & mortgage neutrality

MovingForwards

I think your divorce has been cheap, it would have cost you a lot more had you not called time.

My sibling found a supplier of packaging as they needed the same kind of wrapping you do. I'll find out the details.

Have you thought about allocating a certain day of the week to each thing eg sorting Saturday, photographs Sunday, FB listing Monday's, 3bay Tuesday, et$y Wednesday etc it may be a little more mentally manageable.

I've read SSS's diary too, great inspiration for those needing ideas.

savingholmes

chicker said:

Crikey you've been through a lot! I think you are doing a great job planning for the future but need to take each day as it comes. You have a fresh start but it will take a while to adjust to this massive change in your life and you will probably feel a bit wiped out by it for a while. I know it's not the same thing at all but it took me most of this year to get over leaving my job. I knew it was the right and only decision to make but I had been there so long and it just took ages until I could even think about it without feeling a lot of confusing emotions about leaving and 'who' I am now.
.

Thanks @chicker

I have grieved after leaving some jobs so know that feeling too. Glad you remained confident that it was the right thing to do. I'm confident the divorce was the right decision. I grieve for everything I had hoped for in life but never got rather than for the reality of what I had.

I am wiped. I feel my adrenaline crashed once I got the mortgage offer but until then I was just running - and then when the finance consent order came through my adrenaline crashed more... I have both lost and potentially gained / reclaimed my identify. I have had a crisis of faith and still am. But in other ways I feel truer to myself and like I'm meeting my needs and listening to my needs for one of the first times in my life. Other people around me still don't get it  but hey they weren't living my life - they don't get a vote anymore.

I hope you are feeling better now.

chicker said:

You sound like you have lots of plans and you want to tackle them all now!  But it will take time and you will get there. Just remember self-care is also about stopping and doing less sometimes, not trying to add more into your life.

You are right - and I have a tendency to take too much on at once and end up burned out - so I'm kind of fighting with myself to pace myself. Part of me is push push push and another part is saying rest rest rest. I would normally have more energy than I do but I feel tapped out... I keep reminding myself that it is rest that will refill my well as much as anything else. 

savingholmes

MovingForwards said:

I think your divorce has been cheap, it would have cost you a lot more had you not called time.

My sibling found a supplier of packaging as they needed the same kind of wrapping you do. I'll find out the details.

Have you thought about allocating a certain day of the week to each thing eg sorting Saturday, photographs Sunday, FB listing Monday's, 3bay Tuesday, et$y Wednesday etc it may be a little more mentally manageable.

I've read SSS's diary too, great inspiration for those needing ideas.

I think MF that's a really good way to look at it. At the moment I'm seeing the 'upfront' cost and not the downside / opportunity cost of waiting. One of the reasons I did what I did as fast as I did was to reduce his share of my pension cf to me accruing another year... and him getting part of that. 

Definitely send me the packaging supplier details. 

I haven't allocated a day to anything - as since the divorce which TBF was only the 22nd and the mortgage 24th - a lot has been going on. I'm hoping that the Xmas break will help me relax more and get stuff sorted... I didn't go to my balance class last week as I still felt ill (heavy cold) and now need to start paying for membership and I haven't sorted it yet - so can't book yet either. I have to physically go in to do it as I qualify for a special rate. I may sort that tomorrow. I'll add it to the list and see what happens.

I did sort out a response to the life insurance company so hopefully I'm getting closer to that being sorted... All the other things remain on the list though.

SSS's diary is fab. 

Poppy1984

Hi Savingholmes 👋 congratulations on the new MFW diary, I often lurked on your DFD but it moved so fast I never managed to comment. Wow you have done absolutely incredible! I am equally impressed and inspired by your progress! 

I know you said you don't really fancy surveys but I couldn't recommend prolific more I've earned £360 over 3 years using it. Shoppix receipt scanning app is a really easy to use app and points build up gradually but fast enough to keep me engaged in scanning them. I think I've earned around £80 on that. Shepper is another recommendation I've got for you, I'm fairly new to it but seems a good little app. Small jobs pop up on the app in your area and you go and complete them (jobs like taking photographs of stock on a shelf in a shop and uploading to the app) you earn £3-£4 for each job. 

My final recommendation for saving money is Olio, since I've been using it I have saved so much money on food shopping it's fab! Also being creative you might be able to pick up materials from people for free. There is also a made section you can sell home made items on so you might be able to make use of that! 

Good luck on your new journey, onward and upwards for you! 😁. 

Poppy

EssexHebridean

Prolific is brilliant isn't it Poppy - I reckon as a minimum if I remember to check it regularly I can cash out £20 a month, and often several times that. OnePoll can be good too - it mounts up slowly as the surveys are only pennies but if you're in a position where you can check it regularly then you can do alright out of it. 

I said on GC's diary earlier I'm hearing SO many people saying that they just feel wiped out at this point - I think the last couple of very odd years have been more stressful for all of us than we've really realised, and even more so when you've had stressors like you have to contend with as well.  

Financially, you have things planned so you're OK to the other side of Christmas I believe? If so then take the pressure off - split things down perhaps into "must do's" - so sorting out anything like the life insurance stuff that has to be done, "would like to do" -  things that make your heart sing, and that give you pleasure, rather than feeling like they add to the stress, and "everything else" - it might be that you choose to cherry-pick a few things off the "everything else" list, but if you don't then that's fine, it can all wait. You've got a lot going on, but it doesn't all have to be done immediately, and that includes listing and selling stuff - if you want to do some of it, then great, but keep it to a couple of days a week and the ret of the time set it aside so give yourself some headspace. 

savingholmes

Poppy1984 said:

Hi Savingholmes 👋 congratulations on the new MFW diary, I often lurked on your DFD but it moved so fast I never managed to comment. Wow you have done absolutely incredible! I am equally impressed and inspired by your progress! 

I know you said you don't really fancy surveys but I couldn't recommend prolific more I've earned £360 over 3 years using it. Shoppix receipt scanning app is a really easy to use app and points build up gradually but fast enough to keep me engaged in scanning them. I think I've earned around £80 on that. Shepper is another recommendation I've got for you, I'm fairly new to it but seems a good little app. Small jobs pop up on the app in your area and you go and complete them (jobs like taking photographs of stock on a shelf in a shop and uploading to the app) you earn £3-£4 for each job. 

My final recommendation for saving money is Olio, since I've been using it I have saved so much money on food shopping it's fab! Also being creative you might be able to pick up materials from people for free. There is also a made section you can sell home made items on so you might be able to make use of that! 

Good luck on your new journey, onward and upwards for you! 😁. 

Poppy

Hi @Poppy1984 - you can pm me referral links of you want. I'll give them a go at some point. 

Welcome to my diary. Glad it's helpful.

Well I have had a good day so far - a neighbour has given me some tools and some artists paints and associated craft boxes. So happy about that. We had a good chat. I've invited her for a meal on her birthday in a few weeks time.

savingholmes

EssexHebridean said:

Prolific is brilliant isn't it Poppy - I reckon as a minimum if I remember to check it regularly I can cash out £20 a month, and often several times that. OnePoll can be good too - it mounts up slowly as the surveys are only pennies but if you're in a position where you can check it regularly then you can do alright out of it. 

I said on GC's diary earlier I'm hearing SO many people saying that they just feel wiped out at this point - I think the last couple of very odd years have been more stressful for all of us than we've really realised, and even more so when you've had stressors like you have to contend with as well.  

Financially, you have things planned so you're OK to the other side of Christmas I believe? If so then take the pressure off - split things down perhaps into "must do's" - so sorting out anything like the life insurance stuff that has to be done, "would like to do" -  things that make your heart sing, and that give you pleasure, rather than feeling like they add to the stress, and "everything else" - it might be that you choose to cherry-pick a few things off the "everything else" list, but if you don't then that's fine, it can all wait. You've got a lot going on, but it doesn't all have to be done immediately, and that includes listing and selling stuff - if you want to do some of it, then great, but keep it to a couple of days a week and the ret of the time set it aside so give yourself some headspace. 

Thanks EH That's wise -  to focus on the must do's. Ex is due here at some point tomorrow to drop off DD - I've been sent a deed of assignment for the life insurance today - so I'm going to ask him to complete his bits and see if a neighbour will witness them both. Need to see if I can get the printer working - if not I may need to nip into work tomorrow. 

I definitely need to do more of what makes my heart sing which is anything arts and crafts related. I am currently part way through another coat of paint in the study. I think I will also end up doing the ceiling - but at least that's white so hopefully will only need one coat.

My cleaner cancelled today - but all I felt was relief that it was £30 less to find.

I had a fab discovery today which brought tears of relief to my eyes. My last mortgage payment has been refunded - the conveyancer hadn't bothered taking it off the final sum owed. That's £130 back in my account that I wasn't expecting. Even though I think I will end up with a final bill from the divorce solicitor for a similar amount - it's still a relief. At least it makes this month easier!

Having a break and some homemade cottage pie as the rain bounces down outside.

Poppy1984

None of them have referral links at the moment so it would just be a case of you signing up, looks like prolific has a waiting list at the moment. Shepper, olio and shoppix are all just apps you can download 

Poppy

savingholmes

Thanks Poppy for posting. I will investigate in due course. 

Well since I had the mortgage refund I have paid it off the target CC - so that's another £130 gone. However tomorrow I will be adding the rest of the new mattress to my other CC - roughly £370. It's due for delivery a week tomorrow. I will still be just about CC debt neutral but there may be a few days next week when I'm not - and then it should sort out again.

I've started painting the ceiling as it looked a greyish yellowish white compared to the new white of the walls. I need to finish - but that would be easier in daylight than artificial light. I've had my counselling appointment. The next one is in a couple of weeks and then I have around a 3 week gap before the next one. Planning for 2 a month currently. Sometimes I look at my budget and wonder if it's really necessary - but most of the time I look forward to seeing her and I usually feel better after I've been.

I've been to the gym and signed up. Paid £10.64 for the gap between today and first payment. I've decided to go back to the body balance class again tonight as it does me good and there was space. 

I will see how I feel after it - whether to do more decorating or tidying or just relax. Everywhere feels like a mess though as got extra stuff from neighbour and not given it a home yet - and the cleaner not coming. DD is due home tomorrow night - and Ex may come in briefly so would prefer it to be tidier. Still need to see if I can print my doc - not tried yet - as the printer is in the room I'm decorating... so not in it's proper place etc. I'll let you know later or tomorrow how I did!!

mark55man

well at least I found you before page 10 that would have been embarrassing.  well done and will follow you here.  Although 10 pages in a week as pretty pacy :-) - I've been going months on my MFW and that's not at 10 pages yet even with your comradely postings