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Prosperous soul embraces creativity & mortgage neutrality

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  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 December 2021 at 8:23PM
    CL21 said: Just really wanted to post and say I think you’re doing so brilliantly. Divorce - whether your choice or not -
    is a seismic event and takes a long time to get used to. So glad you are going to counselling, I found it so helpful.

    I too am from a faith based background and found people in church to be very judgement free when I got divorced... announcing it is not appropriate. 

    Reading along and cheering you on 
    Thanks @cl2 and welcome. Nice to hear of others' experiences.

    Thanks Blackcats for the graphic. It's a great one and I have saved it.

    Thanks MF. 

    Thanks Fortune

    Welcome beanielou. Thanks for sharing and your encouragement too.

    Well I spent ages around midnight last night trying to get the new router working only to find on getting up early this morning that it still hasn't switched over.

    Also despite people's assurances it would be easy, no-one said I might still need a router and a modem so got very confused.

    Hopefully the BB won't disappear mid meeting today!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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