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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • Happy New Year savings x
    1st May 2025
    Mortgage Balance 1: £21,601.50 4.98% Now: £18,044.31
    Mortgage Balance 2: £84,420.24 Now: £83,562.45

    Credit Card Balance 3: £10,911.76 Now: £7,237
    Student Loan £TBC
  • mark55man
    mark55man Posts: 8,221
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    happy new year SH - will follow your MFW journey with interest - as you reshape your life
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Chrystal
    Chrystal Posts: 2,038
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Wishing you a Healthy and Peaceful New Year.  XXXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • SandyShores
    SandyShores Posts: 2,140
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Happy New Year Savings!  Looking forward to hearing about your achievements in 2022!
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal Sep26 £159k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • Happy New Year xx

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 01.10.26 £2994

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344

  • Happy new year to you and yours. Here's hoping for a healthy, peaceful and prosperous one.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
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