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Prosperous soul embraces creativity & mortgage neutrality
Comments
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To some people a wonderful treat others of us think it tastes of horrible chemicals 🤪jwil said:
It's a powdered dessert, you whisk it with milk to make a kind of mousse. It's a retro delight from the 70s/80s. Total guilty pleasure!WelshmansDaughter said:What is angel delight? They gave dad a pink one and it just looked like a pink foam...Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
It definitely doesn't taste the same as it used to when I was a kid, but I still like it now and againBaileys_Babe said:
To some people a wonderful treat others of us think it tastes of horrible chemicals 🤪jwil said:
It's a powdered dessert, you whisk it with milk to make a kind of mousse. It's a retro delight from the 70s/80s. Total guilty pleasure!WelshmansDaughter said:What is angel delight? They gave dad a pink one and it just looked like a pink foam...
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I 'treated' my grandchildren to the chocolate version - they were aghast! They hated it. Oh well.... plenty more for me and OH!jwil said:Baileys_Babe said:It definitely doesn't taste the same as it used to when I was a kid, but I still like it now and again#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3665 -
I only read the this page but I'm guessing it's Angel Delight?!6
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LOL - I've probably single handedly boosted their sales with all you guys comments on them! I only really like the butterscotch flavour.
Well I'm safely home from the gathering. I spent quite a lot of time colouring - outside - in a gazebo with various family members who equally found the sheer number of people invited completely overwhelming. At one point I had 4 little kids joining in the colouring... I saw DS briefly but there were too many people to have any meaningful conversations. We chatted briefly on the 20 minute journey to the station when I dropped him off before returning to the fray. While at the party we found out a relative had just died - she'd outlasted the 3 months she was given at Christmas but she was my age so very sad. Others present were more closely related but they tried to put it to one side for the party and said they would grieve properly tomorrow.
Although there was a big buffet of food - it was sat out for hours and I couldn't eat it. So I blew SW and took DD and I for a McD on the way home... Ah well!
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
My condolences SH.
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Sorry for your loss3
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Sorry to hear about your relative, but well done for making it through the gathering."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Thanks jwil, MF and @WelshmansDaughter - I was fascinated at how many of my other siblings felt like me and avoided the crowd too. First thing my BIL did on arrival was hog the gazebo for us lot!
My brother talked to me about health and weight but it didn't come across well. He ignored how much other stuff I'm dealing with - and that I've made a start. He also said no to me visiting which hurt.
Today I want to do some tidying and decluttering. Also plan on making roasties for me and DD. Need to get some more fresh veg. There's plenty of turkey left even after I froze some. I may freeze some more as I don't want to risk it not getting eaten in time. I've also got a piece of mackerel left that I can have with salad later. I'll also prepare some overnight oats as I have strawberries, blackberries and frozen fruit. It would be nice to maintain or have a small loss at weigh in tomorrow. It would be nice to make some art at some point.
My present was well received even though it didn't cost much so I was happy about that.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Your brother said no to you visiting? Really? Based on that response, there is no loss to you. Just saves you transport costs.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park8
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