Chase Bank 3% Amazon Cashback

wiseonesomeofthetime

emmajones1976 said:

Christ, if only someone had done that a few pages back and saved the inane chatter

cx6 said:

I refer you to the post by @gt94sss2 immediately after the post where the question was asked m'lud

Yeah, but their post was challenged lol.

At least now, the answer is from Chase

Daliah

wiseonesomeofthetime said:

At least now, the answer is from Chase

I am still missing where exactly in the Chase offer terms, or general T&Cs, it says that you don't get the 3% Amazon cashback if you use a Curve card. Can the wise MSE owls quote them here, please?

gt94sss2

Daliah said:

wiseonesomeofthetime said:

At least now, the answer is from Chase

I am still missing where exactly in the Chase offer terms, or general T&Cs, it says that you don't get the 3% Amazon cashback if you use a Curve card. Can the wise MSE owls quote them here, please?

They don't need too.

If you use Curve with Amazon, the transaction is between Curve and Amazon and doesn't involve Chase.

Chase's transaction is with Curve, not Amazon in these cases.

Daliah

gt94sss2 said:

Daliah said:

wiseonesomeofthetime said:

At least now, the answer is from Chase

I am still missing where exactly in the Chase offer terms, or general T&Cs, it says that you don't get the 3% Amazon cashback if you use a Curve card. Can the wise MSE owls quote them here, please?

They don't need too.

If you use Curve with Amazon, the transaction is between Curve and Amazon and doesn't involve Chase.

Chase's transaction is with Curve, not Amazon in these cases.

Your theory falls flat on its nose on the fact that I get the standard 1% Chase cashback when using Curve-fronted Chase for Amazon purchases. And that there is, AFAICS, no mention in Chase's 3% offer, that it only applies if the Chase card is used directly 

Please point me at the T&Cs / offer terms that state that the 3% offer only applies if you don't use the Curve card. Or stop defending the indefensible.

cx6

you don't get 3% if you use curve. End of. Goodnight.

Daliah

cx6 said:

you don't get 3% if you use curve. End of. Goodnight.

I didn't realise Chase communicate the terms of their offer T&Cs on the MSE Forum.

MrFrugalFever

Daliah, not knowing much about the Chase card, can you confirm if 1% cash back is present with any spend with any retailer or is it at specific retailers that apply?

I recall with Curve that I could choose 6 retailers that would provide me 1% cash back, but no cash back from curve anywhere else (unless using a curve fronted cash back credit card).

Daliah

MrFrugalFever said:

Daliah, not knowing much about the Chase card, can you confirm if 1% cash back is present with any spend with any retailer or is it at specific retailers that apply?

I recall with Curve that I could choose 6 retailers that would provide me 1% cash back, but no cash back from curve anywhere else (unless using a curve fronted cash back credit card).

The Curve cashback is something entirely separate from any cashback you get from the card. You can get both, for the same transaction.

The 1% Chase cashback works like clockwork with a Curve card, subject to the exclusions list published by Chase, including for Amazon.

What you don’t get is the extra 2% under the Amazon offer.

crumpet_man said:

Have you asked Chase directly about the Amazon cashback offer?  It doesn't really matter what anyone on MSE says, you will only get a proper answer from Chase.

Yes of course. My question was more a rethorical one, in response to previous posts.

emmajones1976

MrFrugalFever said:

Daliah, not knowing much about the Chase card, can you confirm if 1% cash back is present with any spend with any retailer or is it at specific retailers that apply?

Its any retailer (including abroad), although there are exceptions based on the retailers MCC code

https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/

crumpet_man

Daliah said:

crumpet_man said:

Have you asked Chase directly about the Amazon cashback offer?  It doesn't really matter what anyone on MSE says, you will only get a proper answer from Chase.

Yes of course. My question was more a rethorical one, in response to previous posts.

What was their response?

I don't see how they need to make special terms to disallow Curve card as you have not used your Chase card to make a purchase on Amazon, you have used your Curve card.  The fact that you get the standard 1% Chase cashback via Curve is neither here nor there.