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Missy’s Surviving the storm so we can dance in the rain.
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@RelievedSheff I’m so sorry you’ve suffered a covid filled January too. I don’t know if I’m able to get any sick pay as I’ve not had covid but I’ve had to cancel a couple of days work as I’ve had to look after May whilst ex has Roo. Not sure on the rules.
Hey @jwil lovely to see you. Because it’s the easiest thing to do and what I always do first, I’m attacking the grocery shopping. This week o have £20 of change and that will have to do! Lidls and a list is what I need!
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Good to see you posting again @missymoo81. Sorry to hear you've had covid in the house this month. Hopefully everyone is better now.
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Ok I have a big long list for today:
ring dentist
book asc
pay S
pay tax
pay A
Sort kids class
washing x 2
take kids class
program for tomorrow
shopping
Message C
message L
Message K
message E
message R
look at fb business page and update
tidy up
meal plan
Empty fridge 😳
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I find it satisfying crossing things off the list as you go !Sealed pot challenge 822
Jan - £176.66 :j1 -
Hiya! Just found and bookmarked your new diary. Happy MondayBottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1 -
@missymoo81 - are all the messages the same to each person? If they are you can just type up one email and send it to yourself and then Blind Copy to everyone else. Will save loads of time particularly if they are long messages!
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Major panic it looks like my tax bill is £5.5k not the £2.1 I thought it was. There’s another payment which I thought was due in July. Just asked for clarification….. but it doesn’t look good &@£* and other rude words!!!!!1
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Yep is definitely £5500. !!!!!!.1
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Oh no!
That's not great1 -
Oh no @missymoo81, that’s not so good. Is there anything you can do re spreading out the payments? That is a really huge increase though.I know you’ve had tax issues before… it’s hard when self employed and with irregular income etc. Do you always see yourself staying self employed? Just thinking if one out of the two of you had a regular income in a salaried job it might ease some pressure and reduce the unexpected tax bills. Just a thought, I know some people love self employment despite the challenges!Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4251
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