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Missy’s Surviving the storm so we can dance in the rain.

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't realise you had a new diary, just spotted this.  Well done on sending the loan back.

    Have a good weekend.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi Missy, hope you are ok, sending hugs x
  • dawnybabes
    dawnybabes Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you’ve had a good Xmas and have new clients lining up with Xmas excesses ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • A very happy new year Missy, hope you are safe and well x
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy New Year lovely peeps! Thanks so much for popping over. I’m really well thank you! Have had some time off of work over xmas and had some lovely family time and time to sort out the house of which I’m in the middle of so it’s all good! Will update in a bit just going to go on a beach walk with OH. 
  • Just found your new diary @missymoo81 - how are you? Hope your January is going well ☺️
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 January 2022 at 8:20PM
    Hey lovely people! Gosh I’m so sorry it’s been so long! We’ve had a very much covid filled January. Which has also been super spendy and very stressful and emotionally taxing, consequently I have had 2 huge melt downs with not being able to cope. But things are on the up hopefully.
    now I  need to take stock and get back on track, which is what next week will be about. I’m already coming up with plans and ways to move forward. I will post more tomorrow.

    thanks for popping by @Bluegreen143 I will try and catch up with all your lovely going’s on soon too.

    much love and I promise to be better at posting. X
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    If it is of any consolation our January has been Covid filled as well 😢

    Finances are completely up in the air for this month with the other half only getting statutory sick pay for 11 days. 
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to 'see' you again :)  Hope you are all recovering.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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