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Missy’s Surviving the storm so we can dance in the rain.

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  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 May 2022 at 6:18PM
    So we spent £30 on a day out today some due to
    unforseen circumstances of no free parking and the £1 shop having gone, so ended up spending £10 more than I actually wanted. I have £95 spending money left for the month 🤦🏻‍♀️. Not quite sure how I’m going to make that last!!! I am very mindful of what I’m spending and I would have had a coffee out today but didn’t as I knew I couldn’t afford it. Ended up having to go to the coop as didn’t realise lidl and Tesco shut at 4. So we’re having a bbq but I won’t be having a burger as OH always has 2 and I wasn’t buying 6! I’m making potato salad and doing enough for tomorrow and I’ll cook the extra gammon ham that I have in the freezer. I’m going to buy some lentils this week To make the mince stretch to 4 dinners for 4. Using up the extra veg lurking in the fridge.

    i have given every £ a job and I really want to keep it that way. Do need to sort long term plans still am still feeling sick about it all. But we’ll talk more tonight. Thanks again for reading.

    Much love x
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Keep going, you are doing great :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Bluegreen143
    Bluegreen143 Posts: 3,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I do think your grocery budget is probably too tight and is making life hard for yourself. Just with all the price rises we do need to be realistic.
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • slm6002
    slm6002 Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have mentioned Olio before but cant remember if you looked into it.  I am one of the helpers that collects it from the supermarket each week.  On Friday I had 6 boxes of perfectly edible food that they could no longer sell.  It was all collected by many people for free.  It really would help with stretching your food budget, even if you only got a few bits from it
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Bluegreen143
    Bluegreen143 Posts: 3,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @missymoo81 if you make your own burgers you could make them a bit smaller to get 5 out of the same pack of mince you’d normally get 4 from. Then OH still gets two, but they are small 😉 the kids don’t need a full adult size burger really, and gives you one too. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi everyone thanks so much for posting.
    @slm6002 I really appreciate this. I look in Olio daily, but there is very little in my area. The couple of times I have seen things I’ve messaged and by the time they have got back to me they’ve gone. 

    @b@Bluegreen143 than you I do agree my food budget is too small. I was hoping to supplement it, but I haven’t been able to make any extra money as yet. 

    Another busy week ahead. Am just sitting outside with a cup of tea and started coughing. Think I have a bit of hay fever need to remember to take some tablets.

    Should be hosting a possible new employee today, so we’ll see how that goes!
  • slm6002
    slm6002 Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Missy, keep looking on Olio as you might get lucky.  We pick up from supermarket at 8.30 each night so a little after that we race to get it all put on.  Not everything needs to be collected that night so you can collect when not in your pjs, but probably need to reserve as soon as it goes on.

    Keep going you are doing well
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You know when you feel you take one step forward and 2 steps back. Feel like I’m spending far too much money, we hosted some people yesterday and I ended up having to fork out for food etc. so struggling a bit.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Just keep taking the steps. They will eventually all be in the right direction.

    You will get through this difficult patch.
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 10 May 2022 at 1:13PM
    Thanks @RelievedSheff . It seems it doesn’t rain but it pours, car has decided to have its fault back up and isn’t driving right and I’ve managed to drop my phone 🤦🏻‍♀️. OH has discovered it’s unlikely he’s going to get the job he was thinking of, to get us out of trouble with the business as Although he’s doing the courses etc, he needs to do soo many more and there is no guarantee of a job and then you need hours upon hours of experience!!! How do you get the experience in the first place? 🤷🏻‍♀️
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