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Missy’s Surviving the storm so we can dance in the rain.

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Comments

  • Bluegreen143
    Bluegreen143 Posts: 3,706 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That’s really positive about the tax as I know it was a huge amount.

    Budget looks good, but I do think £120 is a bit optimistic for food? Or is it your half and your OH pays the rest? Do toiletries, cleaning supplies, bin bags etc come from that too? 

    We will have spent over £500 on food this month for the same size family as yours, not including cleaning supplies etc 🙈 now, I KNOW it’s possible to do better than me, but £120 seems impossible! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • dawnybabes
    dawnybabes Posts: 3,372 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I was thinking that too - esp as you both eat a lot of protein 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you need to pay for apple storage?  Can you not use some of the free storage out there?  It's not a huge amount, but £3 a month could buy something else.  Google has free storage, I get some with BT, and unlimited with Prime.  Plus the old-fashioned external hard drive.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks so much I really appreciate your comments @Bluegreen143 and @dawnybabes it is a VERY small
    amount. But I’m looking to supplement it with surveys etc. I’m learning to eat differently. I’m having less protein, I’ve managed to wean OH off a lot of things, breakfasts are now porridge or toast, and lunches are toasties with fruit and a chocolate bar. Dinners I’ve managed to bulk out a lot more. I’m trying not to use the oven at all. £30 a week won’t go far but I’m trying to make it work. 

    We tend to get toiletries and loo roll in bulk paid for by the business.  
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @jwil thank you! I didn’t know you could get free storage! Have you a link?
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @jwil thank you! I didn’t know you could get free storage! Have you a link?
    If you have a google or prime account it is in there.  Just go to your account and you can see it.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks @jwil I will have a look! Weirdly I dreamt about this last night. 

    How is everyone? A new week a new focus. 

    I’m just sat watching The Cockfields again before heading off to work. I’m backwards and forwards today. We’ve had a member of staff leave and it’s all a bit crazy trying to fill the shifts and keep everyone happy. Haven’t been to lidl yet I do need to go and get some bits but it doesn’t need to be today. 

  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah more spanners in the works. More staff are leaving. Not sure what we’re going to do. So stressed it’s unreal. OH is struggling. Absolutely at a loss at the moment. Feel like it’s one step forward and 8 steps back.
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
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    Oh no. Can you get the roles filled before they work out their notice?
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    No consolation I know but we have more members of our team leaving as well.

    Not sure where everyone is going too! 
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