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Outstanding October's NSD Challenge!

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  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD 4 for me yesterday. Today has been a spendy day but hoping for a few NSDs over the next week 😊
    Hope everyone is having a good week ❤
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi

    I've got 2 NSDs which makes my total 2/18 NSDs.
    These were 1 and 2 Oct.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • welshspendthrift
    welshspendthrift Posts: 409 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Yay my 1st NSD today 😀 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2021 at 10:19PM
    October

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached =
    Target beaten =

    October targets
    Balancinglife 2/14 image
    beanielou 4/15 image
    browneyed_girl 3/12 image cathybird 5/15 imageimage Couldsavemore 15 doingitanyway 1/10 image
    enkeltliv 2/15 image GeorgianaCavendish 3/12 image
    Honeysucklelou2 1/10 image jammy dodger 3/15 image kitty43 4/15 image milann 15 Money Choices 2/18 image QueenJess 5/20 imageimage scotmumof3 4/20 short bird 3/16 image
    Sun Addict 3/15 image
    welshspendthrift 1/12 image WinterWarrior 4/15 image

    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done browneyed girl (for yesterday), QueenJess, WinterWarrior, Balancinglife, enkeltliv, GeorgianaCavendish, jammy dodger, Kitty43, beanie, scotmumof3, Money Choices and welshspendthrift imageimageimage Wow, busy day! One for me too image
  • browneyed_girl
    browneyed_girl Posts: 314 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    NSD today which makes it 3/12 for this month so far!  Already going much better than September! :grin:
    Beware of little expenses. A small leak will sink a great ship.
    Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)
    Mortgage start Dec 2024 £247,069.59 - now £243,955.28
    Mortgage overpayment total = £300
    Emergency fund £1000/£2000
  • QueenJess
    QueenJess Posts: 4,464 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD very early today! 
    2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 271🥉🥈🥇💎🏆
    Mini kitchen challenge 44/50
    Big kitchen declutter challenge 66/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆250
  • enkeltliv
    enkeltliv Posts: 42 Forumite
    10 Posts First Anniversary Name Dropper
    NSD 2/15 for yesterday. It sure does fee; good.

    I'm off out for a bag of groceries today but I'm allowing myself food/household essentials/basic toiletries and medicines to not be delared because I rarely do a supermarket shop. However, if anything else creeps in the basket I will be declaring it.
    Liv 

    Fashion On The Ration 2022 Challenge late starter (last quarter with 22 coupons)

    7/22 coupons used
  • WinterWarrior
    WinterWarrior Posts: 6,094 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    One for me today please 🎃
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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