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Outstanding October's NSD Challenge!
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one for today had a grocery delivery sticking to my list yesterday so i should be good for a while have a few things in online basket for amazon but nothing im really needing urgently so they can stay there for a while 4/152
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
4/12 achieved yesterday - three in a row! Had to put in fuel and do a top-up shop today, so am trying to get other spending out the way also. Need to pay for next set of tennis lessons for DDs and look for some plastic tubs to keep the kids’ toys organised - I’m sick of them being scattered across every room!Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001 -
Not today - did the advance booking for a Christmas activity before it sells out! Will have to wait a bit longer for my jumping in leaves emoji ☹️2
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Hello that is an NSD for me 6/15 ☺️1
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I'm still on 1 but taking out some cash to tomorrow for essential groceries. I will also prepay my travel pass. Would that mean I can claim a NSD if I keep within those parameters or am I just fooling myself? Thanks.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)2 -
I don't think you are kidding yourself.doingitanyway said:I'm still on 1 but taking out some cash to tomorrow for essential groceries. I will also prepay my travel pass. Would that mean I can claim a NSD if I keep within those parameters or am I just fooling myself? Thanks.
I don't count food shopping or pertol unless I go over budget or buy rubbish.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD yesterday ☺️1
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OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsBalancinglife 3/14beanielou 6/15
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browneyed_girl 4/12
cathybird 6/15
Couldsavemore 515
doingitanyway 1/10
enkeltliv 3/15
GeorgianaCavendish 4/12
Honeysucklelou2 1/10
jammy dodger 4/15
kitty43 6/15
milann 15
Money Choices 2/18
QueenJess 6/20
scotmumof3 5/20
short bird 3/16
Sun Addict 4/15
welshspendthrift 1/12
WinterWarrior 4/15
Newcomers welcome
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Well done Queen Jess, enkeltliv, jammy dodger, beanie, browneyed girl, GeorgianaCavendish, Kitty43 and Balancinglife
Another one for me
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