Outstanding October's NSD Challenge!

cathybird

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way!

Tips for the challenge:

1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

October

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

cathybird

October targets

Abigail-

BadBookkeeper Balancinglife 14 beanielou 15 browneyed_girl cathybird 15 Couldsavemore 15 GeorgianaCavendish 12 Honeysucklelou2 jammy dodger kitty43 15 milann 15 Money Choices 18 QueenJess 20 scotmumof3 20 short bird 16 Sun Addict 15 welshspendthrift 12 WinterWarrior 15
Newcomers welcome

QueenJess

I think I’m going to slightly change my counting this month and exclude grocery spend.

I only shop 1x a week plus sometimes a veg/fruit box (although too much in from the garden for the box at the moment!) and I don’t tend to get more than we need anyway. It’s the other stuff I will need to focus on.

Money_Choices

Hi 

Please can you put me down again for 18 NSDs this month.

Money Choices

cathybird

QueenJess said:

I think I’m going to slightly change my counting this month and exclude grocery spend.

I only shop 1x a week plus sometimes a veg/fruit box (although too much in from the garden for the box at the moment!) and I don’t tend to get more than we need anyway. It’s the other stuff I will need to focus on.

Sounds good QueenJess, the challenge is flexible, and if your grocery spend is under control then that makes perfect sense!

short_bird

Day 1 today. 

QueenJess

Struggling already as I want to buy frames for some pictures I have, but going to delay it until at least tomorrow and have a think if I need the odd Xmas present etc that i can combine it with.

 So first NSD today.

WinterWarrior

1 for me today please. 🎃

Sun_Addict

NSD 1/15 please. Starting as I mean to go on 😆

cathybird

October

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

Abigail-

BadBookkeeper Balancinglife 14 beanielou 15 browneyed_girl cathybird 1/15
Couldsavemore 15 GeorgianaCavendish 12 Honeysucklelou2 jammy dodger kitty43 15 milann 15 Money Choices 18 QueenJess 1/20
scotmumof3 20 short bird 1/16
Sun Addict 1/15
welshspendthrift 12 WinterWarrior 1/15

Newcomers welcome

cathybird

QueenJess said:

Struggling already as I want to buy frames for some pictures I have, but going to delay it until at least tomorrow and have a think if I need the odd Xmas present etc that i can combine it with.

 So first NSD today.

QueenJess, if it's possible to delay the purchase, and bunch it up with some other purchases, I've always found that's quite a good way of approaching it? I find wishlists and/or lists of what I need to buy when I arrive at a spendy day are both useful things. I had a spendy day yesterday and bought several items, none very glam (one was a book though), I bought two small torches, candles, loo paper, a gardening tool, that sort of thing, all items I had previously stored in a wishlist. Somehow if an item gets put on a list it feels as though I've alleviated the urge to buy it for now and it goes into a sort of holding pattern till the time arrives to buy some things or I need it (or don't need it and can forget about it). Can you maybe make a list and write "frames" on it, along with "Xmas present for X"? Dunno, just a thought!