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Outstanding October's NSD Challenge!
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Day 3 for me toady 😊Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/201 -
Hi there that’s 2/15 for me ☺️1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Finally off the starting blocks! First NSD of the month.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAbigail-BadBookkeeper Balancinglife 1/14
beanielou 2/15
browneyed_girl 1/12
cathybird 3/15
Couldsavemore 15 doingitanyway 1/10
GeorgianaCavendish 1/12
Honeysucklelou2 1/10
jammy dodger
kitty43 2/15
milann 15
Money Choices 18
QueenJess 2/20
scotmumof3 3/20 short bird 2/16
Sun Addict 2/15
welshspendthrift 12 WinterWarrior 1/15
Newcomers welcome
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Well done Kitty43, Balancinglife, QueenJess, Sun Addict, scotmumof3, Kitty43, beanie and Honeysucklelou2
Another one for me today
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Declaring a NSD early today 😊2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Also declaring early…it keeps me on track! 🎃Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I’ve decided this month, that everything I think I need to get, I will add to my list and then every Sat or Sunday I will review the list and get what I need. As long as there’s nothing urgent it should work and hopefully I won’t buy anything unnecessary as I’ll have time to think about it.cathybird said:QueenJess said:A NSD today. Don’t need anything after I got my list yesterday!QueenJess, yay for lists!
Will see how that goes and report back! I’m sure there’ll be the odd thing that goes awry, but I think this could work well.2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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