We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Outstanding October's NSD Challenge!
Options
Comments
-
Declaring another NSD today. Will be resting in bed as much as possible to get rid of this horrible cold virus 😔2025 decluttering: 3,324🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 280🥉🥈🥇💎🏆
Big kitchen declutter challenge 77/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
I’m counting yesterday as a NSD - had to settle the garage bill but that was an expected outgoing. No other naughty spending going on - promise!
Now at 5/12 so definitely better than the same time last month
Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20002 -
NsD 6/20 for me today 😀Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/201 -
NSD #6 today1
-
Hi, can you add another 2 to my total, please?? Cheers!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsBalancinglife 3/14beanielou 8/15
>
browneyed_girl 5/12
cathybird 8/15
Couldsavemore 6/15
doingitanyway 1/10
enkeltliv 3/15
GeorgianaCavendish 6/12
Honeysucklelou2 1/10
jammy dodger 4/15
kitty43 7/15
milann 15
Money Choices 2/18
QueenJess 9/20
scotmumof3 6/20
short bird 6/16
Sun Addict 4/15
welshspendthrift 2/12
WinterWarrior 5/15
Newcomers welcome
1 -
Well done Couldsavemore, Kitty43, welshspendthrift, QueenJess, browneyed girl, scotmumof3, GeorgianaCavendish, short bird and beanie
Another one for me
2 -
Will be another NSD for me today. On a bit of a roll! It’s definitely easier when ill in bed though! Slowly on the mend..2025 decluttering: 3,324🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 280🥉🥈🥇💎🏆
Big kitchen declutter challenge 77/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2500 -
Day 6 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards