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Outstanding October's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
QueenJess, so sorry, I've had such a forgetful couple of daysQueenJess said:Won’t be one today as I’m planning to go into town (hopefully) to get my list.
i popped in to see my 10 day emoji, but it’s missing 😱 😆. Please can you add it in @cathybird ? 🙏
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OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsBalancinglife 4/14beanielou 12/15
>
browneyed_girl 6/12
cathybird 12/15
Couldsavemore 6/15
doingitanyway 1/10
Elisheba 13 enkeltliv 3/15
GeorgianaCavendish 8/12
Honeysucklelou2 1/10
jammy dodger 8/15
kitty43 9/15
milann 15
Money Choices 6/18
QueenJess 11/20
scotmumof3 8/20
short bird 7/16
Sun Addict 6/15
welshspendthrift 2/12
WinterWarrior 6/15
Newcomers welcome
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Well done Money Choices, WinterWarrior, Balancinglife, jammy dodger and beanie
QueenJess, hope the list was useful!
Another one for me
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Forgot to declare my NSD yesterday - now at 6/12. Hopefully going to add to that tomorrow - can’t think of anything that I need but DH usually finds something!!Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001 -
@cathybird Thanks!Didn’t get half the things on my list in town, so ended up ordering most of it online anyway. Should have stayed at home!2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 289🥉🥈🥇💎🏆
Big kitchen declutter challenge 78/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
whooooo hoooo I am on an NSD personal best ☺️ 9/15 for me …have a gréât day everyone2
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Hello all. I'm going to join this and set a target for the rest of the month. There are 19 days left including today, so I'm going to allow for 6 spending days until then (excluding all bills and budgeted things but including grocery shopping). So all being well 13 NSD for me for the rest of the month.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary2 -
Declaring a NSD early today.2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 289🥉🥈🥇💎🏆
Big kitchen declutter challenge 78/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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