Learning to walk before I run

teapot2

Happy birthday, enjoy your celebrations 🥳🎂🎇🎈🎉🎁

edinburgher

@Baileys_Babe - Mrs E will be a young thing of 55 unless she wishes to stick around for a while until she can access her DC pensions 😉

£60 added to my SIPP, tried and failed to get to £2,000 of contributions this year after a slow start (was just under £80 off this arbitrary target). As I still have my DB pension and my AVCs there was really no need to pay anything into my SIPP, I just got a bit caught up in trying to reduce my tax bill. 2027-27 will be more about ISAs and less about pensions, will see how best I can offset the cost of these to our wider budget.

Baileys_Babe

@edinburgher said:

Mrs E will be a young thing of 55

I'm liking 55 as young, especially as I'll be that age in the next year or 2 😆

Suffolk_lass

https://forums.moneysavingexpert.com/discussion/comment/81944415#Comment_81944415

Me too @greenbee. La-La-La, I'm not listening is clearly the way to deal with it all.

Good news for others though. Now I am back from my thousand mile round trip to see my Mum, we will all be able to anticipate fuel prices starting to fall (it's a tradition that fuel prices peak when I have to fill my car up with diesel three times in just over a week) and the same for fuel oil as I just had to buy 500 litres at 117ppl - just to ensure we have enough for warm water through summer as our boiler monitor was on the flashing filler hose at the bottom. I suppose if the madman keeps the SoH shut this could look smart but it really was a protection against running out

lucielle

I wish I could get heating oil for 117p quoted 132 yesterday and that wasn’t guaranteed!
L

edinburgher

It is definitely more challenging to invest when markets are febrile. £353 invested this morning for the 4 of us, and this will likely be IRO of £1,000 by the end of the month. Despite the challenge of moving our planning for an ISA bridge to a properly funded approach using FV to calculate likely outcomes, it's calming to have a set exercise in place that we will have to go through 167 times, it becomes part of the background. The challenge then becomes finding the funding! 😉

edinburgher

£50 wending it's way from Y Live, luckily it won't arrive until the new tax year 😉

edinburgher

I have been out for our Easter shop this morning. Petrol panic looks to be kicking in 😕 I was tempted to join in but circumstance got the better of me (my local garage has run out)! We should be ok in the short term, we have c. 3/4 of a tank. Guess I'm walking back to Mr L for the flour I forgot!

badmemory

I was amazed when I went shopping yesterday. I had about half a tank and don't use much. I had decided as long as the queues weren't too bad I would top up. There are 16 pumps & they are usually all full with a queue too but they weren't, almost half were empty so I filled up. I was quite shocked.

South_coast

That's just reminded me I was going to buy flour as well 🤦‍♀️! It can wait until next week!