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Learning to walk before I run

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edinburgher Posts: 14,514 Forumite

11 March at 4:02PM
Hotel booked for our bathroom refurb in mid-May. Irksome that staying with MIL isn't really an option but a) they did put us up for months when the attic got done and b) who would have guessed that SIL wouldn't be divorced after 4 years? I'm going to pay the deposit for the bathroom today as well, so a spendy day (about £2,000, all in).
£24.82 to Extension
£2.72 to Emergency Fund
£101.60 withdrawn from Prolific and paid into my SIPP 🕺
8
beanielou Posts: 99,053 Ambassador

23 March at 10:50AM

Hope all is well with you & you are just busy.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
4
KajiKita Posts: 9,872 Forumite

23 March at 10:50AM

https://forums.moneysavingexpert.com/discussion/comment/81933790#Comment_81933790

Well said. <waving from over here 😊>
KK

As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
5
rtandon27 Posts: 6,599 Forumite

24 March at 2:27PM

Hope you are doing OK @edinburgher - 13 days without a post is most unlike you!

4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)

(With heartfelt thanks to those who have gone before us & their indubitable generosity.)

...and now I have a mortgage! (23 AUG 2021)

Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)

3
Willow1983 Posts: 77 Forumite

25 March at 9:41AM

Hope all is well with you Ed 🙏 Willow.

2
edinburgher Posts: 14,514 Forumite

25 March at 5:46PM

All is well folks, busy as we approach financial year end and trying to lower my frequency of posting a little, too 👍️

9
KajiKita Posts: 9,872 Forumite

25 March at 6:24PM

Glad to hear you are okay 😊
Look forward to an update as and when you’re ready 😊
KK

As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
5
beanielou Posts: 99,053 Ambassador

25 March at 7:05PM

Glad all is well.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
5
Willow1983 Posts: 77 Forumite

25 March at 8:28PM

Good to hear 😊

4
Baileys_Babe Posts: 6,691 Forumite

26 March at 12:17AM

Good to hear all is well with you @edinburgher

Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

One income, home educating family
5

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