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Learning to walk before I run
Comments
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Hope you can relax and enjoy your weekend.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.5 -
Sympathies on the lurgy, Ed. My own body seems to keep wanting landing me with various injuries to remind me I'm in my 40s, but I refuse to accept any implication that I might be slowing down. As far as I'm concerned, I'm just getting started!!!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
A hellish night with DD2, the last time she woke me up was about 06:00 (after 3-4 other unplanned risings) 😵 I am coughing less.
- £18.39 to Extension
- £2.57 to Emergency Fund
- £66.64 withdrawn from Prolific and paid into SIPP 😄
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Hoping the rugby helped lift your spirits somewhat!
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Really hoping that DD2 and you have a healthier day today … 🤞 You must be exhausted.
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 22 books of target 52 in 2026 as @ 19th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Great rugby result.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.4 -
A very good result at the rugby indeed. Didn't really take the edge off last night's 4:23 sleep, however 🤧 Main lurgy issue is incredibly sore throat and pain in inner ear when swallowing. I don't think it's strep throat, so next guess would be a secondary infection from my cold?
Took the girls to watch The Smurfs at the cinema this morning. £1 tickets, DD1's popcorn and drink and a coffee for me cost 5x what the tickets did! Don't mind too much, it's a rare thing that we don't bring our own snacks, DD2 brought a wee tub of Haribo and a bag of non-union Quavers from home.
- £15.64 to Extension
- £4.29 to Emergency Fund
- Nothing to withdraw from Prolific today, but $16 earned from some smaller AI studies
- SIPP checked and I have breezed past my £600 target by over £500! I blame the recent flurry of Prolific activity 😊 Just a shame the big orange buffoon will have brought sharp falls in our NW for the month…
4 -
Oooh … that lurgy sounds similar to what I had last January. It escalated for me in unpleasant ways that I won’t share in case your body is listening 😉, but if you need help, do say and I will let you know how I came to manage it.
I suspect the effects of orange buffoon’s actions are going to be far reaching and long term … 🙄😢KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 22 books of target 52 in 2026 as @ 19th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I appluar DD2 MSE snack choices < insert spinning Martin head > d
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
It would appear that I have strep throat - hooray - a thing they can treat! Otherwise feeling quite a bit better. I will nip to the pharmacist once the school traffic subsides 😊
Absolutely horrendous scenes in Glasgow last night, luckily there was no direct work impact, just a miracle that nobody was hurt.- £19.49 to Extension
- £3.71 to Emergency Fund
- Waiting on a few studies being approved before a Prolific withdrawal
5
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