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Learning to walk before I run
Comments
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Ha ha, I thought that too @Cheery_Daff and that it was a bold move to send a DD out with a CC 🤔😄
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Me three, I thought brave or foolish 🤣🤣
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
Me four
Save £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
I read it properly!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I accidentally unsubscribed from ed's diary becausei was giggling so much 😂
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There's a £2 bonus on £10 spend at TCB today 👍🏻
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And me! 😁
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
ThanThanks for that, Ed - will just go and get that deal 😊
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205 -
Thanks @edinburgher for highlighting this another £2 added to the coffers.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
I was able to use virement to bring us back to a surplus of £8,000, which means that I can start making small contributions to the Extension fund again. I really couldn't justify allocating our average holiday spend of c. £800 when I already booked our Christmas break sans funding! 🤣
- £18.59 to Extension.
- £1.08 to Emergency Fund.
- £22.84 withdrawn from Prolific, £11.42 to Tax.
- I'm going to rename "Tax" to "SIPP" in YNAB. Probably a silly little thing, but I'd like to frame the end of the tax year in a more positive way, even if it means tying up money for 15 years 😊
Today will mostly be chilling out, watching the rugby, and a nice big Valentine's dinner. We picked up a big fancy steak (Aldi), some other bits and bobs, and £9.99 champagne. I have overdone it with alcohol over the last couple of days, the plan would be to take a break after today until the end of the month. Not really sure why I am letting myself get carried away, I know that the consequences will be tiredness and headaches. Anyway, I'll get back to better behaviour imminently.
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