We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Learning to walk before I run
Comments
-
Marshmallows, chocolate buttons and maple syrup!? Methinks the run was a good choice to balance it out! Hope the girls enjoyed their Shrove Tuesday treat, they are lucky to have a foodie Dad.
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)2 -
Our crepes were with lemon and sugar. I have never made such a small mix. Only one tablespoon of flour and I've seen some people put more milk in tea!
Save £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
The run seemed a good choice after that tea!
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Off to a co-design session relating to one of our consultations. A bit dry but a nice bunch of folk. Plus it counts as our office time for the week 😁
- £9.81 to Extension
- £4.82 to Emergency Fund
- £28.60 to SIPP fund (Prolific + Personal Spends)
6 -
Mhhh… I am concerned that a major bit of work that we have been involved with is not going well. I've tried to raise concerns but my boss does not seem to share them. We're going to discuss it on Monday but I don't really appreciate the lack of urgency, it feels a bit one-sided. Anyway, I'm getting paid and I can only do what I can do…
1. £14.36 to Extension
2. £6.80 to Emergency Fund
3. £21.33 withdrawn from Prolific and moved to my SIPP budget, which has now passed £400. I earned quite a bit doing AI studies last night because (oddly enough) I had to stay up while the break maker made dough for breakfast rolls 😁
Just killing time until I can finish work, happy weekend all 😘8 -
Didn't get much sleep last night but feeling ok for it, managed my Couch to 5K run this morning and was able to let Mrs E have a lie in (she had been out partying with her pals) 😉
- £23.17 to Extension
- £3.93 to Emergency Fund
- £22.07 withdrawn from Prolific and added to my SIPP budget (more AI)
I was telling Mrs E that I was pleased that I have £400+ sitting ready to pay into my SIPP before the end of the tax year and she was humouring me in that friendly that's nice, dear way that spouses do. I don't think she visualises that boring things like pension will directly impact how we live in 15 year's time… I gave a silly example of how this wee pot of savings could allow us to fly to England for a last minute cruise (cruise not covered by the SIPP!), pay for a hotel the night before the flight, upgrade us from an interior to an exterior room, and upgrade our package to include nice to haves like fancy cocktails and the like. I think that made her go that's nice, dear much harder 🤣 At least you guys get it!
13 -
That's nice dear! 🤣😉😍
(My hubby says the same to me tbh when I wax lyrical about anything money related - he just wants to know if we have enough & how much he's allowed to spend or not as the case may be.)4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)5 -
Some total dafties on Prolific - the rejected project of the day was someone looking for you to write content for their book for £7.90/hr 😝
3 -
I now reject all surveys that pay less than minimum wage. I used to do them all and some really are ridiculous like the one you mentioned - writing someone else's content 🫣🤣.
Emergency Fund goal - £717.77/2000
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £800/£4500
Read 24 books this year 5/245 -
Anything that says I'll have to do writing gets the boot from me - I get enough of that at work!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


