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Learning to walk before I run
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No wonder you are scunnered. Hopefully not too much overtime now. 🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Another horrible day, now loaded with the cold to boot 🤧
On the plus side, bread maker cranberry sauce is a revelation! 😋6 -
Feel better soon ❤️🩹
Passes vitamin C.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Any chance of a few days off sick...🤔?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
On a completely different note (after congratulations that you will be released from purgatory earlier than anticipated) - have you ever bought from Real Food Source? I buy nuts and seeds from them. It started with things like pumpkin seeds (I use lots) and I just took delivery of a wonderful array of spicy baked and salted things (for Christmas, I tell myself - you can't go snack free but baked are better than fried, and nuts beat crisps). ANyway, not cheap, but I suspect you might like. Not like posh pillows, but a bit of a revelationSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
I am entering a food coma 😴
Early Thanksgiving dinner of turkey, stuffing, garlic mashed potatoes, green bean casserole with pancetta, red cabbage, HM dinner rolls and red wine gravy 🤤
Honestly wasn't that stressful, I reached peak prepare in advance.
Family were so complimentary I've been told I could do turkey for Christmas (we're not a turkey family).
A few beers and a little wine have made me sleepy, pumpkin pie to follow in an hour or two...8 -
Bravo!! 👏 😊 Glad you enjoyed it too.
How many days …?
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 70 books of target 52 in 2025, as @ 29th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
It's always nice to have Thanksgiving when you have something to be thankful for!
Mmmmmm - pumpkin pie - yum!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Jan 2040 (redcuced by 20 months)5 -
@KajiKita - 7-8
6 -
As at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 70 books of target 52 in 2025, as @ 29th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6
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